Wealthy, orderly, multilingual (German/French/Italian). Stunning Alps scenery, pristine cities, world-class public transit. Everything works perfectly — and costs accordingly.

The most expensive country on this list. A basic meal out costs $25-40. Salaries are high to match, but retirees and remote workers feel the pinch. Quality of life is consistently ranked #1 globally.

No retirement visa. Work permits require employer sponsorship and are quota-limited for non-EU citizens. Self-employed permits are extremely difficult. Most Americans need a job offer from a Swiss company first.

The Lex Koller law restricts foreign buyers heavily. Non-residents can only buy holiday apartments in designated tourist zones (and many cantons have stopped issuing permits). Residents with a C permit can buy freely.

Swiss mortgages are available to residents at very low rates (1.5-3%) with 20% down minimum. Non-residents buying in tourist zones can sometimes get financing at 50-60% LTV. Swiss banks require you to never fully pay off the mortgage (tax reasons).