Back to Montluçon, France

Montluçon 03100, Croix Blanche - Diénat

Montluçon, France

Guide Price

$92,136

80,000 EUR

PROPERTY TYPE

house

BEDROOMS

4

BATHROOMS

1

YEAR BUILT

1965

Montluçon 03100, Croix Blanche - Diénat - Photo 2
Montluçon 03100, Croix Blanche - Diénat - Photo 3
1/20

Description

iad France - Fanny Roger vous propose: Située sur les hauteurs de Montluçon, cette maison offre un fort potentiel avec une vue imprenable et de superbes couchers de soleil. Elle se compose au rez-de-chaussée d’une entrée, d’une cuisine séparée, d’un séjour, d’un WC, avec accès à une petite terrasse, ainsi qu’un garage.<br>À l’étage, vous trouverez quatre chambres dont une enfilade, dont une avec accès terrasse et vue panoramique, une salle d’eau et un WC.<br>Des travaux importants sont à prévoir pour révéler tout le charme de ce bien. Idéal pour projet de rénovation. Diagnostique en cours.<br>Honoraires d'agence à la charge du vendeur.<br>Information d'affichage énergétique sur ce bien : classe ENERGIE D indice 224 et classe CLIMAT D indice 36. Les informations sur les risques auxquels ce bien est exposé, y compris l'obligation légale de débroussaillement, sont disponibles sur le site Géorisques : http://www.georisques.gouv.fr.<br>La présente annonce immobilière a été rédigée sous la responsabilité éditoriale de Mme Fanny Roger mandataire indépendant en immobilier (sans détention de fonds), agent commercial de la SAS I@D France immatriculé au RSAC de MONTLUCON sous le numéro 908170673, titulaire de la carte de démarchage immobilier pour le compte de la société I@D France SAS.

Location

Open in Google Maps

Living in Montluçon

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
See all France listings

France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR