Back to Saint-Étienne, France

Saint-Étienne 42100, Saint-Roch - Vivaraize - Valbenoite - Centre Deux

Saint-Étienne, France

Guide Price

$114,018

€99,000 EUR · $136/sqft

PROPERTY TYPE

Condo

BEDROOMS

2

BATHROOMS

1

SIZE

840 sq ft

YEAR BUILT

1970

Description

Votre agence IMMO DE FRANCE FOREZ VELAY vous accueille téléphoniquement du lundi au samedi de 8h à 19h sans interruption. Contactez Mr Hugo MARECAL<br>Appartement T3/4 de 78 m² avec balcon et vue dégagée<br>Au 5? étage d'un immeuble bien entretenu avec ascenseur, découvrez cet appartement de 78 m², lumineux et agréable à vivre.<br>Il se compose d'un séjour d'environ 25 m², baigné de lumière, offrant une vue dégagée qui apporte une vraie sensation d'espace. L'appartement dispose également de deux chambres confortables, d'une salle d'eau moderne et d'une cuisine indépendante aménagée et équipée, idéale pour cuisiner au quotidien.<br>Un balcon permet de profiter facilement d'un extérieur pour un café le matin ou un moment de détente en fin de journée.<br>L'immeuble, construit en 1970 et rénové en 2010, est bien entretenu et dispose de parties communes en très bon état. Le logement bénéficie d'un chauffage collectif et d'un stationnement extérieur.<br>Côté emplacement, vous trouverez les commodités à proximité : supermarché à 5 minutes à pied, école à 10 minutes en voiture, ainsi que les services du quotidien facilement accessibles.<br>Un appartement agréable, lumineux et fonctionnel, idéal pour une résidence principale ou un investissement.<br>À visiter rapidement.<br>Honoraires à la charge du vendeur. Dans une copropriété de 110 lots. Aucune procédure n'est en cours. Classe énergie D, Classe climat D Montant estimé des dépenses annuelles d'énergie pour un usage standard : entre 1010.00 € et 1400.00 € sur les années 2021, 2022 et 2023 (abonnements compris). Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : georisques.gouv.fr. <br>

Location

Open in Google Maps

Living in Saint-Étienne

A former industrial city southwest of Lyon that's become one of France's most affordable urban options, with rents well below Paris, Lyon, or Nice. It was named a UNESCO City of Design and has been reinventing itself with creative industries and a strong university presence. Very much a local French city -- English is rare, so this is for expats committed to learning the language and integrating into authentic French life.

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France→

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad→
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Interested in this property?

Send us a message — we'll review and reply within 1–2 business days. You'll always see the original portal link too.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

500,000

Currency

EUR