198 Rutland Street, Saint Albans, Christchurch City, Canterbury
Christchurch, New Zealand
Guide Price
$370620
639000 NZD
PROPERTY TYPE
house
BEDROOMS
2
BATHROOMS
1
Description
We are looking for offers over $639,000.00, my instructions are "we need to see a SOLD sign" And with a current RV of $740,000.00, do the Maths this is amazing Value, so Invest in your future now, this is one you’ll want on your list. Young families, first home buyers, Investors, this is your opportunity, so call today and get ready to make your move. If you’ve been waiting to step onto the property ladder, your wait is over. This well-positioned home in a great
location and on a freehold section ticks all the right boxes and has heaps of potential to add your own style and increase your investment value as well. 2 generous double bedrooms with built in robes Open plan Kitchen and Dining with breakfast bar Sunny and Spacious family living area with indoor outdoor flow via French doors to the rear North facing garden, pet and child friendly, ready and waiting for you to add your touches. The updated bathroom is tiled, modern, and stylish, while a separate laundry and 2nd toilet add everyday practicality. Single garage with tilt garage door, plus off-street parking, a rarity in many current builds 356m2 freehold section Then of course there is the location, walking distance to Paparoa St School with your children, just minutes to a host of cafes with numerous shopping options. Transport links are virtually on your doorstep, PLUS the Christchurch CBD is only a short trip away. Homes like this don’t last long in such a popular location. Take action today and start 2026 on a positive note. Offers over $639,000.00 Please check online or call Franco for open homes times and dates For Information Pack, please copy & paste the following link: https://www.propertyfiles.co.nz/property/RX4829429
Location
Open in Google MapsLiving in Christchurch
Rebuilt and reimagined after the 2011 earthquakes, Christchurch is New Zealand's most affordable major city with a flat, bikeable layout and easy access to both beaches and ski fields. The rebuild has created a modern, innovative city center, and the Canterbury region offers a drier, sunnier climate than Wellington or Auckland. A smaller expat community means a more authentic Kiwi experience.
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Franco Dal Din - Cowdy (Licensed: REAA 2008) - Christchurch
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


