Back to Dunedin, New Zealand

20 Clark Street, Dunedin Central, Dunedin City, Otago

Dunedin, New Zealand

Guide Price

$246,500

425,000 NZD

PROPERTY TYPE

house

BEDROOMS

2

BATHROOMS

1

20 Clark Street, Dunedin Central, Dunedin City, Otago - Photo 2
20 Clark Street, Dunedin Central, Dunedin City, Otago - Photo 3
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Description

$425,000 OPEN HOME: Sun, 12 Apr 12:00pm - 12:30pm Positioned above the city in Dunedin Central, 20 Clark Street offers an appealing blend of character, comfort, and opportunity in a prime inner-city location. This cute cottage has been thoughtfully modernised throughout, creating a warm and inviting home that’s ready to enjoy from day one. Inside, you’ll find a modern kitchen, a large and well-appointed bathroom, and two comfortable bedrooms, all complemented by stylish décor that gives the home a fresh and contemporary feel. Practicality hasn’t been overlooked, with aluminium joinery, a heat pump for year-round comfort, and the added convenience of a drying rack. The layout makes excellent use of space, while the elevated position provides a sense of outlook and privacy, all within an easy walk to the city centre. Adding further appeal, the property sits across two titles, with the rear section currently utilised as a garden space, offering flexibility and future potential. Downstairs, there is additional space currently used for storage, presenting scope for further development or enhancement depending on your needs. Recent upgrades include new drainage, providing peace of mind for the next owner. With the current owner relocating, this is an opportunity to secure a well-presented inner-city home with room to add value over time. A charming, convenient, and versatile property in a sought-after central

location — one not to be missed. Please be aware that this information has been sourced from third parties including Property-Guru, RPNZ, regional councils, and other sources and we have not been able to independently verify the accuracy of the same. Land and

Floor area measurements are approximate and boundary lines as indicative only.

Location

Open in Google Maps

Living in Dunedin

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Wayne Magee - Total Realty South Island

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD