151B Cargill Street, Dunedin Central, Dunedin City, Otago
Dunedin, New Zealand
Guide Price
$272,020
469,000 NZD
PROPERTY TYPE
Condo
BEDROOMS
2
BATHROOMS
1
Description
Welcome to this light-filled, multi-level unit perfectly positioned in the city on sought-after Cargill Street, offering comfort, functionality, and exceptional versatility across three levels. The well-appointed kitchen on the top level forms the heart of the home, seamlessly connecting to the open plan living and dining area. This inviting space is warm and comfortable year-round, complete with its own heat pump, and enjoys an abundance of natural light that enhances the home’s feel. The bedrooms are thoughtfully positioned and generously sized, both with built-in wardrobes and the added comfort of their own individual heat pumps. The home has a well-maintained bathroom, with the added convenience of a separate toilet. Adding further practicality, the laundry is located conveniently in the bathroom, while those working from home or needing extra flexibility will appreciate the dedicated office space. Storage is excellent throughout, catering to all your needs. Completing the package is the large single garage with internal access, providing both security and ease, while the clever split-level design enhances the sense of space and separation within the property. This is an ideal opportunity for those seeking a lock-and-leave town base, a low-maintenance investment, or a well-located option for children studying at the University in 2026. For investors - the property is currently tenanted with very happy tenants who would love to stay on!
Location
Open in Google MapsLiving in Dunedin
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Jess Brooks - Property Brokers Ltd (Licensed: REAA 2008) - Mosgiel
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


