Back to Dunedin, New Zealand

151B Cargill Street, Dunedin Central, Dunedin City, Otago

Dunedin, New Zealand

Guide Price

$272,020

469,000 NZD

PROPERTY TYPE

Condo

BEDROOMS

2

BATHROOMS

1

151B Cargill Street, Dunedin Central, Dunedin City, Otago - Photo 2
151B Cargill Street, Dunedin Central, Dunedin City, Otago - Photo 3
1/20

Description

Welcome to this light-filled, multi-level unit perfectly positioned in the city on sought-after Cargill Street, offering comfort, functionality, and exceptional versatility across three levels. The well-appointed kitchen on the top level forms the heart of the home, seamlessly connecting to the open plan living and dining area. This inviting space is warm and comfortable year-round, complete with its own heat pump, and enjoys an abundance of natural light that enhances the home’s feel. The bedrooms are thoughtfully positioned and generously sized, both with built-in wardrobes and the added comfort of their own individual heat pumps. The home has a well-maintained bathroom, with the added convenience of a separate toilet. Adding further practicality, the laundry is located conveniently in the bathroom, while those working from home or needing extra flexibility will appreciate the dedicated office space. Storage is excellent throughout, catering to all your needs. Completing the package is the large single garage with internal access, providing both security and ease, while the clever split-level design enhances the sense of space and separation within the property. This is an ideal opportunity for those seeking a lock-and-leave town base, a low-maintenance investment, or a well-located option for children studying at the University in 2026. For investors - the property is currently tenanted with very happy tenants who would love to stay on!

Location

Open in Google Maps

Living in Dunedin

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Jess Brooks - Property Brokers Ltd (Licensed: REAA 2008) - Mosgiel

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD