Back to Dunedin, New Zealand

26 Ayr Street, Mosgiel, Dunedin City, Otago

Dunedin, New Zealand

Guide Price

$318,420

549,000 NZD

PROPERTY TYPE

house

BEDROOMS

3

BATHROOMS

1

26 Ayr Street, Mosgiel, Dunedin City, Otago - Photo 2
26 Ayr Street, Mosgiel, Dunedin City, Otago - Photo 3
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Description

Don't be fooled by what you see from the street - this one is much bigger than it looks. Step inside and discover a home that just keeps on delivering. Offering three generous bedrooms, two with impressively sized wardrobes, there's plenty of space for families, guests or tenants alike. The spacious combined bathroom is well positioned, while the layout flows effortlessly throughout. A separate lounge provides a cosy retreat leading through to a centrally located, well-appointed kitchen - the true heart of the home. From here, the home opens out to a second sunny living area, perfectly positioned to capture the light and warmth with doors leading to a large deck - ideal for entertaining, summer BBQs or simply relaxing. Comfort is well taken care of with a Jetmaster fire, heat pump and HRV system, most windows are double glazed ensuring year-round warmth and ventilation. Outside, you'll find practical extras including a garden shed and even an outdoor toilet with basin, adding convenience for busy households or those who love spending time outdoors. With off-street parking for two vehicles and a central Mosgiel

location close to all amenities, opposite Elm Grove School.this property ticks all the boxes. Whether you're searching for your first home, a family haven or a smart rental investment, this is an opportunity not to be missed. Well priced at Negotiable Over $549,000

Location

Open in Google Maps

Living in Dunedin

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Madelon White - Proven Realty Ltd (Licensed: REAA 2008) - Ray White, Dunedin

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD