Back to Dunedin, New Zealand

6/6a Swansea Street, Middlemarch, Dunedin City, Otago

Dunedin, New Zealand

Guide Price

$335,820

579,000 NZD

PROPERTY TYPE

house

BEDROOMS

4

BATHROOMS

2

6/6a Swansea Street, Middlemarch, Dunedin City, Otago - Photo 2
6/6a Swansea Street, Middlemarch, Dunedin City, Otago - Photo 3
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Description

Reduced to sell at Negotiation over $579,000+ We are wanting sold on at this bargain price so serious buyers only please! More info ? Please call me and discuss. Move in and enjoy a mortage free life as the sellers loss is your gain. This unique proposition is priced well below an independent valuation of $780,000 and actual build and renovation cost, an ideal time to secure a home-and-income setup with spectacular views towards the Rock and Pillar ranges. 1 - The original Jailhouse Cottage has been lovingly renovated and previously operated as short-term accommodation. A warm and welcoming two-bedroom home

features cosy interiors, a fabulous use of colour, pellet fire, double glazed and updated. There’s even a original 2-cell lockup on-site. 2 - Alongside, a modern 2023 built Versatile built two-bedroom home offers a luxurious retreat or another potential income stream of choice. With high-spec

features throughout including a fire sprinkler system, pellet fire, HRV system, heat-pump and a beautifully appointed kitchen and generous open plan living make it both stylish and practical. It also has an impressive bathroom with walk in shower. Both properties enjoy gated parking and stunning sun-drenched all day sunshine and gorgeous views out towards the mountain range. Whether you're looking to revive the B&B business, live in one and use the other as a permanent rental. Even keep both for extended family living, the possibilities here are endless. Image living in the new build and having your own studio alongside even! With the Otago Cycleway right on your doorstep it’s a magnet for biking enthusiasts exploring the countryside. Unbeatable lifestyle

location with income potential built in, all less than an hour from Dunedin. Affordable, flexible, and full of character - this is an incredible chance to live the dream and earn at the same time. # Home and income # Possible rental investment options # Multi home offering. Contact Mark for information.

Location

Open in Google Maps

Living in Dunedin

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Mark Ford - Arizto Ltd (Licensed: REAA 2008)

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD