20 Dalton Street, Outer Kaiti, Gisborne, Gisborne
Gisborne, New Zealand
Guide Price
$259,010
439,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
1
Description
On a limited budget or have less than 20% deposit - this could be a just what you are looking for to get on the property ladder. Built in the 1960's when quality counted, this loved home has been in the same family for almost 60 years! All the basics are covered with native timber floors, three good sized bedroom, comfortable lounge with inbuilt fire and heat pump, re-roofed and newly installed wet-floor bathroom. Good size fenced section, and fabulous garage perfect for hanging out, storage, or even parking the car. Located across from Waikirikiri Reserve, you will always have an open view, and space for the whanau to play. Ready for some cosmetic renovations which you can do over time, this would be the perfect starter, warm, dry and comfortable. Perfect as an affordable first home, or easy investment with a rental appraisal of $500-$550 per week. All offers are welcome and buyers looking for an affordable home must view!
Location
Open in Google MapsLiving in Gisborne
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Dianne Holland - Bousfield MacPherson Ltd (Licensed: REAA 2008) - Bayleys, Gisborne
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD