Back to Matamata, New Zealand

12B Smith Street, Matamata, Matamata-Piako, Waikato

Matamata, New Zealand

Guide Price

$294,410

499,000 NZD

PROPERTY TYPE

house

BEDROOMS

2

BATHROOMS

1

12B Smith  Street, Matamata, Matamata-Piako, Waikato - Photo 2
12B Smith  Street, Matamata, Matamata-Piako, Waikato - Photo 3
1/23

Description

Tucked away from the road for added privacy, this charming two-bedroom home sits on a generous 615sqm section with a commercial zoning. Compact yet well-maintained, it offers a fantastic opportunity for first-home buyers or savvy investors looking to enter the market. The property

features double carporting and ample off-street parking, with plenty of space for a camper, boat, or additional vehicles. Inside, the home offers open-plan living, creating a warm and inviting atmosphere. Recent upgrades include updated insulation, a new heat pump, new hot water cylinder, new stove and rangehood. The exterior has also been recently repainted, enhancing its fresh and tidy appeal. Enjoy sunny days on the covered north-facing deck, perfect for relaxing or entertaining. The home includes a bathroom with shower, toilet, and vanity, along with a separate laundry for added convenience. A large garden shed provides excellent storage options. With room to expand or add a cabin for extra accommodation, this property offers flexibility and future potential. Whether you choose to develop further or enjoy it as is, this cosy home is ready for its new owner. Rental appraisal available on request. For further information, call Jodi & Alan 021 340505

Location

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Living in Matamata

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Jodi and Alan - Kevin Deane Real Estate Ltd (Licensed: REAA 2008) - Harcourts, Matamata

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD