12B Smith Street, Matamata, Matamata-Piako, Waikato
Matamata, New Zealand
Guide Price
$294,410
499,000 NZD
PROPERTY TYPE
house
BEDROOMS
2
BATHROOMS
1
Description
Tucked away from the road for added privacy, this charming two-bedroom home sits on a generous 615sqm section with a commercial zoning. Compact yet well-maintained, it offers a fantastic opportunity for first-home buyers or savvy investors looking to enter the market. The property
features double carporting and ample off-street parking, with plenty of space for a camper, boat, or additional vehicles. Inside, the home offers open-plan living, creating a warm and inviting atmosphere. Recent upgrades include updated insulation, a new heat pump, new hot water cylinder, new stove and rangehood. The exterior has also been recently repainted, enhancing its fresh and tidy appeal. Enjoy sunny days on the covered north-facing deck, perfect for relaxing or entertaining. The home includes a bathroom with shower, toilet, and vanity, along with a separate laundry for added convenience. A large garden shed provides excellent storage options. With room to expand or add a cabin for extra accommodation, this property offers flexibility and future potential. Whether you choose to develop further or enjoy it as is, this cosy home is ready for its new owner. Rental appraisal available on request. For further information, call Jodi & Alan 021 340505
Location
Open in Google MapsLiving in Matamata
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Jodi and Alan - Kevin Deane Real Estate Ltd (Licensed: REAA 2008) - Harcourts, Matamata
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


