Back to Napier, New Zealand

25 Charlotte Street, Takapau, Central Hawkes Bay, Hawkes Bay

Napier, New Zealand

Guide Price

$345,150

585,000 NZD

PROPERTY TYPE

house

BEDROOMS

3

BATHROOMS

2

25 Charlotte Street, Takapau, Central Hawkes Bay, Hawkes Bay - Photo 2
25 Charlotte Street, Takapau, Central Hawkes Bay, Hawkes Bay - Photo 3
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Description

When a home has been treasured and truly loved, it shows in the way it is presented and cared for, and this three bedroom, two bathroom generously proportioned property, absolutely shines! Immaculately presented, this is a spacious and low maintenance home which delivers space where it matters inside and out. The large section is nearly three quarters of an acre allowing for a gorgeous garden setting with abundant vegetable gardens with a small paddock at the back and a large lawn at the front. Inside is a surprisingly spacious home with a modernised kitchen which allows for open plan dining and living that soaks up the northfacing sun. There is a patio off the dining which is a lovely spot to sit in the sun. All three bedrooms are super spacious with inbuilt wardrobes, the master has a clever conservatory which allows for a quiet living space and even a spot to add a spa pool if you so wish. The main bathroom has a shower, vanity and toilet and the master has an ensuite with a spa bath and vanity. The extra long single garage adds practicality with internal access and storage space, and there is fantastic storage throughout the house too. There is a second shed behind the house which is an ideal workshop and tinkering space. This is lifestyle living without the workload. Positioned on the edge of Takapau, you have a wonderful community at your fingertips including the golf course, tennis and rugby clubs across the road.

Location

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Living in Napier

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Molly Baldwin - Property Brokers Ltd (Licensed: REAA 2008) - Waipukurau

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD