3A Collins Street, Waipawa, Central Hawkes Bay, Hawkes Bay
Napier, New Zealand
Guide Price
$283,200
480,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
1
Description
Tucked away on a rear 412sqm section just off Collins street, this tidy and easy-care property presents a fantastic opportunity for first home buyers or savvy investors looking to secure a foothold in the market. Relocated to the site circa 2020, the well-maintained three-bedroom home offers comfortable, practical living. All bedrooms are generously sized and include built-in wardrobes, while the light-filled lounge at the front of the home is kept comfortable year-round with a heat pump and opens via ranch sliders to a small deck – perfect for enjoying your morning coffee. The compact modern kitchen with two seater breakfast bar is designed for efficiency, offering good storage and bench space, with a separate laundry conveniently positioned alongside. The bathroom is functional and tidy, featuring a vanity, toilet, and bath with shower over. Meeting Healthy Homes standards, this single-glazed home provides a solid, low-maintenance option for both owner-occupiers and tenants alike. Outside, the fully fenced section ensures privacy and security, complete with a lockable shed and easy-care grounds that require minimal upkeep. The property borders a railway line, offering an affordable entry point for buyers willing to see the value in
location and price. Whether you're stepping onto the property ladder or adding to your investment portfolio, this is a smart, practical choice in a convenient Waipawa location.
Location
Open in Google MapsLiving in Napier
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Charlotte Coddington - Eastern Realty Ltd (Licensed: REAA 2008) - Bayleys, Waipukurau
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


