Back to Napier, New Zealand

3A Collins Street, Waipawa, Central Hawkes Bay, Hawkes Bay

Napier, New Zealand

Guide Price

$283,200

480,000 NZD

PROPERTY TYPE

house

BEDROOMS

3

BATHROOMS

1

3A Collins Street, Waipawa, Central Hawkes Bay, Hawkes Bay - Photo 2
3A Collins Street, Waipawa, Central Hawkes Bay, Hawkes Bay - Photo 3
1/15

Description

Tucked away on a rear 412sqm section just off Collins street, this tidy and easy-care property presents a fantastic opportunity for first home buyers or savvy investors looking to secure a foothold in the market. Relocated to the site circa 2020, the well-maintained three-bedroom home offers comfortable, practical living. All bedrooms are generously sized and include built-in wardrobes, while the light-filled lounge at the front of the home is kept comfortable year-round with a heat pump and opens via ranch sliders to a small deck – perfect for enjoying your morning coffee. The compact modern kitchen with two seater breakfast bar is designed for efficiency, offering good storage and bench space, with a separate laundry conveniently positioned alongside. The bathroom is functional and tidy, featuring a vanity, toilet, and bath with shower over. Meeting Healthy Homes standards, this single-glazed home provides a solid, low-maintenance option for both owner-occupiers and tenants alike. Outside, the fully fenced section ensures privacy and security, complete with a lockable shed and easy-care grounds that require minimal upkeep. The property borders a railway line, offering an affordable entry point for buyers willing to see the value in

location and price. Whether you're stepping onto the property ladder or adding to your investment portfolio, this is a smart, practical choice in a convenient Waipawa location.

Location

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Living in Napier

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Charlotte Coddington - Eastern Realty Ltd (Licensed: REAA 2008) - Bayleys, Waipukurau

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD