109 Havelock Road, Havelock North, Hastings, Hawkes Bay
Napier, New Zealand
Guide Price
$453,710
769,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
1
Description
Set on a generous quarter-acre section in a highly visible Havelock North location, 109 Havelock Road offers space, versatility and opportunity in equal measure. Inside, the home has been refreshed with new carpet and flooring, creating a clean, comfortable base that's ready to move straight into. A heat pump and insulation ensure year-round comfort, making the home practical as well as inviting. Outdoors is where this property really sets itself apart. The very large, fully fenced section provides exceptional space for families, pets or future possibilities, while the additional studio outbuilding opens up a world of options. Whether you're running a small business, working from home, accommodating teenagers or creating a hobby space, this is flexibility that's increasingly hard to find. Parking and access are well catered for with the addition of a double carport, complementing the generous outdoor space and making day-to-day living or business use easy. The
location is a standout for those thinking commercially as well as residentially. Positioned on Havelock Road, the property offers excellent profile and signage exposure, making it ideal for a home-based business wanting visibility without sacrificing privacy or space. Well located, freshly updated and packed with potential, this is a property that will appeal to families, entrepreneurs and those wanting room to grow so call us to view today.
Location
Open in Google MapsLiving in Napier
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
James Stanford - Property Brokers Ltd (Licensed: REAA 2008) - Havelock North
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


