12 Arcadia Lane, Havelock North, Hastings, Hawkes Bay
Napier, New Zealand
Guide Price
$489,700
830,000 NZD
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
2
Description
This property, built in 1999 is an opportunity for those buyers looking for a project. With no current CCC, the price reflects the work required to bring it to current code requirement. Endless possibilities await discerning buyers. A formal entrance welcomes you into this well-designed home, setting the tone for the thoughtful layout within. From here, the home opens into a sunny open plan kitchen, dining and living area where large windows and a charming window seat create a light filled and inviting space. Doors open seamlessly to the patio, making indoor and outdoor living easy and practical for everyday life. A separate lounge also connects to the patio, offering flexibility for families. Whether used as a media room, a quiet retreat, or a second living space for guests, this additional room enhances the home’s versatility. On the main level, three generous double bedrooms each feature built in double wardrobes, providing excellent storage. These rooms are well positioned for privacy while remaining close to the shared family spaces. A family bathroom, a separate WC, and a dedicated laundry add to the practical layout, supporting the needs of a busy household. Upstairs, the master suite enjoys its own sense of space and elevation. With doors opening to a private balcony and expansive views toward the ranges, this room offers a peaceful place to unwind. A walk-in wardrobe and en-suite complete the master, while a separate office on this level provides an ideal work from home or study space. Outdoors, the established gardens and patio areas provide multiple options for entertaining, relaxing, or enjoying time with family. The well fenced and thoughtfully planted section offers both privacy and manageable outdoor space, complemented by a double garage with internal access and secure parking. This is a spacious, functional property with a layout that suits growing families or those wanting room to spread out, set in a well established setting within walking distance of the village.
Location
Open in Google MapsLiving in Napier
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Fiona Horne - New Zealand Sotheby's International Realty (Licensed: REAA 2008) - Hawke’s Bay
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


