4 Te Mata Peak Road, Havelock North, Hastings, Hawkes Bay
Napier, New Zealand
Guide Price
$500,910
849,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
2
Description
Tucked away at the end of a quiet cul-de-sac and bordering reserve land, 4 Te Mata Peak Road offers a peaceful, private retreat surrounded by established trees and birdsong. With Te Mata Peak’s walking tracks and mountain bike trails just moments away, the setting feels wonderfully secluded while remaining conveniently close to the heart of Havelock North. Built in the 1980s using solid brick and board-and-batten construction, the home is arranged over two levels, providing practical separation of spaces and flexible living well suited to families at every stage. Upstairs is a calm, restful zone featuring a generous master suite with walk-in wardrobe and Jack-and-Jill ensuite bathroom, complemented by a separate toilet. An additional spacious bedroom upstairs offers ideal accommodation for children, guests, or a home office. Downstairs, everyday living unfolds with ease. The open-plan kitchen and dining area forms the heart of the home, flowing through to a separate lounge - an inviting space for relaxed family evenings. This level also includes another generous bedroom, a rumpus room or large fourth bedroom, and a family bathroom, along with a separate toilet, delivering excellent versatility for growing families, guests, or work-from-home needs. The rumpus room enjoys its own external access via French doors, making it ideal as a teenager’s retreat, guest accommodation, hobby room, or flexible fourth bedroom. Outdoor living is well catered for with a sunny patio for alfresco dining, a generous lawn area, and terraced gardens that blend naturally into the surrounding reserve setting. The private, tree-lined environment creates a safe and peaceful space for children to play and explore, while parents can relax knowing they’re tucked away from traffic and noise. A double carport provides practical off-street parking and completes this private, family-friendly offering. Surrounded by nature, rich in birdlife, and designed for flexible family living, this is a home that delivers tranquillity, space, and a genuine sense of retreat - set within one of Havelock North’s most unique and tightly held locations. A Builder’s Report and Hastings District Council LIM Report are available to interested parties.
Location
Open in Google MapsLiving in Napier
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Andrew Rochester - Eastern Realty Ltd (Licensed: REAA 2008) - Bayleys, Havelock North
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


