27 Fitzroy Road, Bluff Hill, Napier City, Hawkes Bay
Napier, New Zealand
Guide Price
$855,500
1,450,000 NZD
PROPERTY TYPE
house
BEDROOMS
5
BATHROOMS
2
Description
Open homes have now recommenced, offering a fresh opportunity to view and experience the home’s position, outlook and character in person. Steeped in history and masterfully renovated for modern living, Fitzroy House is an exquisite example of early 1900s architecture transformed into a contemporary family haven. With 435 sq m of living space, this property blends timeless character with modern convenience in Bluff Hill's coveted location. Step through the striking black front door into a grand hallway, where high ceilings and classic black-and-white tiled floors offer an elegant introduction to the home's beautifully curated spaces. Designed for both relaxed family living and formal entertaining, the main level
features a sleek modern kitchen with a central island that flows effortlessly into a generous family room. For formal occasions, the dining room provides sophistication, while the private brick courtyard and expansive Kwila deck invite seamless indoor-outdoor living with picturesque valley views. The flexible layout includes five spacious bedrooms, with four upstairs and one on the main level. The primary bedroom offers an adjoining room, ideal for conversion into an ensuite or walk-in wardrobe. Two stylish, well-appointed bathrooms and an upstairs family room with ocean views add to the appeal. The home's character is showcased in its original features, including stained-glass windows, intricate timber paneling, ornate fireplaces, and a striking central staircase. Modern updates, including a wood burner, gas heating, a heat pump, and insulation, ensure year-round comfort. Secure gates lead to a new driveway and double garage, offering ample parking. With five bedrooms plus an attic room, for those with a vision beyond family living, the property's size and layout also lend themselves to operating as a boutique bed and breakfast. Situated in a central hill location, Fitzroy House combines character, warmth, and charm with exceptional practicality. The vendors are motivated and ready for the next chapter, making this the perfect time to secure a piece of history redefined for modern living. Come along to our next open home to fully appreciate the appeal of this offering.
Location
Open in Google MapsLiving in Napier
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Jacqui Taylor - New Zealand Sotheby's International Realty (Licensed: REAA 2008) - Hawke’s Bay
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD
