99 Nelson Crescent, Napier South, Napier City, Hawkes Bay
Napier, New Zealand
Guide Price
$398,250
675,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
1
Description
Opportunities like this don't last long in sought-after Nelson Crescent - especially for first-home buyers looking to secure a home with both character and comfort. This charming 1920s bungalow has been thoughtfully updated and redecorated throughout, with the current owners putting in the hard work so you can simply move in and enjoy from day one. The open-plan kitchen and dining area forms the heart of the home, creating an easy, social space for everyday living, while the separate lounge captures the afternoon sun - perfect for relaxing at the end of the day. Indoor-outdoor flow is effortless, with the kitchen opening to a private rear yard that's ideal for entertaining, summer BBQs, or giving kids and pets room to play. Set on an easy-care section with off-street parking for two vehicles, the home is perfectly positioned close to schools, amenities, public transport, the beach, and the CBD - making day-to-day living incredibly convenient. With the vendors already planning their next move and upsizing, motivation is high and they are ready to see a result. For first-home buyers, this is a fantastic chance to step onto the property ladder in a
location that continues to grow in popularity. Act quickly - homes like this, at this level, are always in demand.
Location
Open in Google MapsLiving in Napier
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
John Knight - Leaders Hawke's Bay Ltd (Licensed: REAA 2008) - Ray White Hawke's Bay
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


