20 Greta Street, Oamaru, Waitaki, Otago
Queenstown, New Zealand
Guide Price
$405,420
699,000 NZD
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
1
Description
Positioned proudly in one of Oamaru’s most sought-after streets, 20 Greta Street is a beautifully renovated character home that strikes the perfect balance between timeless charm and modern-day comfort. Elevated, sunny and enjoying sea views, this is a home that immediately feels special. From the moment you step inside, the quality of the renovation is clear. Original character
features have been thoughtfully retained and paired with contemporary finishes, creating a warm and inviting atmosphere throughout. At the heart of the home is the expansive open-plan kitchen, dining and living area — a space designed for everyday family living and effortless entertaining. Large doors open seamlessly to an outdoor entertaining area, flowing through to a terraced backyard that’s ideal for kids, pets and relaxed summer evenings. The main residence offers four bedrooms, complemented by a beautifully appointed bathroom, a stunning kitchen and an equally impressive laundry — all finished to a high standard while remaining true to the home’s character. A separate converted utility space provides versatility, and could be utilised as guest accommodation, a home office, studio or a fifth sleeping option, giving this property flexibility that’s increasingly hard to find. Importantly, the big-ticket items have been taken care of. With a new colorsteel roof and other significant upgrades already completed, buyers can enjoy the charm of a character home without the usual concerns that often come with them. The
location is exceptional. Just a short walk to Oamaru’s historic precinct, harbour and town centre, this is a lifestyle
location that offers convenience, views and community all in one. Homes of this calibre in this position don't come around often, so seize the opportunity and call today. Buyer Enquiry Over $699,000. Phone James Symes on 027 522 6470 to schedule a viewing of this south hill stunner.
Location
Open in Google MapsLiving in Queenstown
New Zealand's adventure capital set against dramatic Southern Alps scenery, popular with outdoorsy types who want skiing, hiking, and bungee jumping on their doorstep. It's a small town (about 50,000) that runs on tourism, meaning seasonal work is common and housing costs are inflated well beyond what the town's size would suggest. A stunning place to live if you can afford it and don't mind the isolation.
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
James Symes - The Good Guys (Empowered by The Network) Licensed REAA 2008
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


