Back to Queenstown, New Zealand

87 Ardgowan Road, Oamaru, Waitaki, Otago

Queenstown, New Zealand

Guide Price

$370,620

639,000 NZD

PROPERTY TYPE

house

BEDROOMS

4

BATHROOMS

1

87 Ardgowan Road, Oamaru, Waitaki, Otago - Photo 2
87 Ardgowan Road, Oamaru, Waitaki, Otago - Photo 3
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Description

Tucked away in a popular and sought-after area, this distinctive A-frame home sits proudly on a generous 2023m2 section. Built in 1982 the 160m2 home boosts 4 bedrooms, with 3 upstairs and one conveniently located downstairs. The master bedroom enjoys its own balcony accessed through sliding doors, providing a peaceful place to relax and enjoy the outlook as well as a small upstairs office. The open plan dining/living is the heart of the home and provides a warm, welcoming space to gather. It is well equipped for comfort with both a wood burner and a floor-mounted heat pump as well as wall and under floor insulation. Sliding doors open out onto the deck, creating an easy flow between indoor and outdoor living. The compact kitchen includes a pantry, electric stove, rangehood and dishwasher, providing practical functionality for everyday living. The modern-style bathroom includes a shower, vanity and heater with the added convenience of space for a washing machine and a separate toilet. Outside, the expansive section offers raised vegetable gardens and established fruit trees. The property also

features excellent garaging, including a separate double garage with one automatic door and attached carport plus an additional single garage, providing plenty of storage or workshop space. The home has previously been rented with Healthy Homes compliance.

Location

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Living in Queenstown

New Zealand's adventure capital set against dramatic Southern Alps scenery, popular with outdoorsy types who want skiing, hiking, and bungee jumping on their doorstep. It's a small town (about 50,000) that runs on tourism, meaning seasonal work is common and housing costs are inflated well beyond what the town's size would suggest. A stunning place to live if you can afford it and don't mind the isolation.

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Merv Dalziel - Property Brokers Ltd (Licensed: REAA 2008) - Oamaru

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD