22A Balmoral Street, Oamaru, Waitaki, Otago
Queenstown, New Zealand
Guide Price
$422,820
729,000 NZD
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
2
Description
Families wanting a private, secure and grounded, easy-going lifestyle will feel at home in this brick built single-level four-bedroom family home in Oamaru, with a 221 sqm floorplan on a 733 sqm section. The layout is practical and generous, with the main bedroom and ensuite tucked away at one end, and everyday living centred around a large open-plan space that opens straight to the backyard. There’s a relaxed, connected feel to the main living and dining area, with carpet through the space, a wood-burning fireplace and a heat pump keeping things comfortable year-round. The kitchen is a social hub, with an island, generous bench space and ample storage, so cooking and conversation can happen together. It flows through to dining and living, and large sliders open to the patio so kids can move easily inside and out while you keep an eye on things. The main bedroom is well sized and privately positioned, with a walk-in robe and ensuite giving you your own space away from the busier parts of the home. The additional 3 bedrooms and study / 5th bedroom all offer wardrobes and are a good size with natural light and storage, giving options for family, guests or a home office. A family bathroom and separate WC make mornings smoother, and the straightforward hallway keeps everything easy to navigate. Outside, the slider to the patio leads to a concrete entertaining area. A flat, fully fenced lawn wraps around it, framed by landscaped garden beds and timber fencing for privacy and a secure play space for kids and pets. The paved driveway and internal-access double garage add convenience, with plenty of room for vehicles, hobbies and extra storage. Balmoral Street puts you within walking distance of Oamaru Intermediate, St Kevin’s College, Waitaki Boys High School and the new Waitaki Events Centre. Weekend walks along the Oamaru Harbour and Friendly Bay Playground are close by, reinforcing why this part of town is so popular with families. To learn more get in touch with Kirsten Ewing to arrange a viewing.
Location
Open in Google MapsLiving in Queenstown
New Zealand's adventure capital set against dramatic Southern Alps scenery, popular with outdoorsy types who want skiing, hiking, and bungee jumping on their doorstep. It's a small town (about 50,000) that runs on tourism, meaning seasonal work is common and housing costs are inflated well beyond what the town's size would suggest. A stunning place to live if you can afford it and don't mind the isolation.
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Kirsten Ewing - Arizto Ltd (Licensed: REAA 2008)
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


