69 Belmont Terrace, Belmont, Lower Hutt City, Wellington
Wellington, New Zealand
Guide Price
$513,300
885,000 NZD
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
3
Description
I am always thrilled when given the opportunity to sell a home in Belmont Terrace, and this property is no exception. Over the years, I have found that many buyers are drawn to the unique character of homes in this area, which owe their individuality to the various eras in which they were built. The abundance of mature vegetation throughout Belmont Terrace offers both privacy and charm, while the lower slopes provide shelter from the wind without sacrificing beautiful outlooks. Some homes, such as Number 69, even boast stunning views of the Harbour. This particular home was built in the 1960s, a time when native hardwood was commonly used for both external and internal joinery. During this era, architects began incorporating larger windows into even modest homes, allowing for an abundance of natural light. These solidly built homes have since become ideal candidates for renovation, making them well-suited to today's more casual, contemporary lifestyles. The current owners, who have lovingly maintained this sunny property for 31 years, have undertaken a series of thoughtful renovations over the past decade. The home now
features a new roof and has upgraded from timber window joinery to aluminium, with a mix of double glazing and retro-fitted double glazing. Fresh, neutral paint colours and modern floor coverings create a stylish and inviting atmosphere. The original native timber floorboards are now exposed in three of the bedrooms, a sought-after feature. Underfloor and ceiling insulation further enhance the comfort of this home. The bathrooms have been tastefully modernised, but the true highlight is the kitchen, which has been extensively renovated to a near-new standard. It offers ample bench space and is equipped with high-end appliances, including a rare 1½ eye-level oven, adding extra practicality. There are four bedrooms in total-three doubles and one single. The spacious master bedroom
features a walk-in wardrobe, ensuite, and a gorgeous view of the Harbour, providing a delightful start and end to each day. Immaculately maintained, the rear garden is fully fenced, ensuring security for children and pets. The seamless flow from the kitchen, dining, and living areas leads to a large, near-new deck and a small lawn, perfect for a trampoline or play space. Beyond that, a sheltered second patio offers additional outdoor living. Tucked away but conveniently close is a large glasshouse, allowing for year-round home-grown produce-ideal for promoting healthy eating and helping to reduce the food bill. The property includes a garage and parking spaces for two additional vehicles. Belmont offers more than just a place to live-it provides a lifestyle. Residents enjoy proximity to regional reserves and the Hutt River, as well as convenient access to bus routes, several schools, and easy connections to Hutt City via SH2, with quick routes north to Upper Hutt, south to Wellington, and across to the Kapiti Coast.
Location
Open in Google MapsLiving in Wellington
New Zealand's compact capital, dubbed 'the coolest little capital in the world' by Lonely Planet, with a vibrant arts and cafe culture that punches well above its weight. The CBD is fully walkable and public transit usage is the highest in NZ, but prepare for relentless wind -- it's literally the windiest city in the world. Locals are genuinely friendly and the expat community integrates easily, though the cost of living is high for its size.
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Lorraine Girvan - Team Group Realty Ltd (Licensed: REAA 2008) - Harcourts, Lower Hutt
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


