Back to Whangārei, New Zealand

109 State Highway 10, Coopers Beach, Far North, Northland

Whangārei, New Zealand

Guide Price

$646,050

1,095,000 NZD

PROPERTY TYPE

house

BEDROOMS

3

BATHROOMS

1

109 State Highway 10, Coopers Beach, Far North, Northland - Photo 2
109 State Highway 10, Coopers Beach, Far North, Northland - Photo 3
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Description

Wake to the sound of waves lapping at your doorstep and crimson pohutukawa in full bloom. This is the quintessential Kiwi bach experience—reimagined. Perched in an absolute beachfront position with exclusive private access to pristine Coopers Beach, this tastefully refurbished 3 bedroom/1.5 bathroom retreat commands spectacular uninterrupted views sweeping across the entire expanse of Doubtless Bay. A timber staircase winds through majestic pohutukawa trees, delivering you from your doorstep to sand and sea in moments. The generous north-facing entertainer's deck is where you'll spend most of your time—a semi-covered space that flows directly from the open-plan kitchen, dining and living area. It's the true heart of this bach, perfectly positioned to capture the sea views and coastal breezes. Inside, the lower level

features an earth-toned concrete floor, wooden benches, and glorious picture windows framing ever-changing seascapes, plus laundry and convenient toilet. Upstairs, two exceptionally spacious master bedrooms showcase breathtaking bay vistas through striking dormer-style windows, complemented by a third double bedroom, newly renovated bathroom, and climate control air conditioning. Built to withstand the coastal environment with textured sandstone-style block construction and restored aluminium tiled roof, the home sits cocooned in privacy on 944sqm of low-maintenance grounds. Mature established gardens and those magnificent pohutukawa trees frame the property while focusing every sight line on the stunning coastal outlook. Cherished by the current family for over two decades and having earned up to $60,000 annually as holiday rental accommodation, this rare slice of authentic Kiwi beachfront paradise is now ready for new owners to create their own memories. Copy and paste this link into your browser to download further information: https://fncre.nz/109_Shwy_10_INFO

Location

Open in Google Maps

Living in Whangārei

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Michael Healy - Far North Coastal Real Estate Ltd (Licensed: REAA 2008)

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD