38 Oxford Street, Whakapirau, Kaipara, Northland
Whangārei, New Zealand
Guide Price
$435,000
750,000 NZD
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
2
Description
Wake up to breathtaking water views in this spacious split-level home, perfectly positioned for relaxed coastal living. Featuring an expansive open-plan living, dining, and kitchen area, this home offers a seamless flow and a generous sense of space. The well- appointed kitchen boasts ample cabinetry, plenty of bench space, and access to a charming deck overlooking the back of the property-an ideal spot for your morning coffee. Upstairs, you'll find four fabulous bedrooms. One sits on its own level with a separate toilet, while further up, a massive master bedroom and another two generously sized bedrooms capture stunning water views. A main bathroom with a shower and vanity completes this level. The lower level houses a separate laundry, an additional toilet, and a second shower-perfect for washing off after a day at the beach. Practicality meets peace of mind with a large water tank, a new roof over the main part of the house (with an additional section replaced eight years ago), and a three-bay garage with two brand-new roller doors. One bay is enclosed, making it an ideal workshop space. Set amidst lush surroundings, this property is a haven for birdlife and
features a variety of fruit trees. A convenient dual-entry driveway adds to the ease of access. Best of all, you're just a short stroll to the beach, where swimming and fishing await. Don't miss this opportunity to secure a home where coastal beauty meets everyday comfort! For more property details, please go to: https://propertyfiles.co.nz/property/SRP277
Location
Open in Google MapsLiving in Whangārei
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Shar Schultz - Schultz Realty Ltd (Licensed: REAA 2008) - Professionals, Maungaturoto
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


