82 Settlement Road, Kaiwaka, Kaipara, Northland
Whangārei, New Zealand
Guide Price
$507,400
860,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
1
Description
Located under 1km from Kaiwaka township on a sealed road, this 2.03Ha lifestyle property offers privacy, space, and practicality for family living. The home is thoughtfully positioned well back from the road, providing a safe and quiet environment for children and pets. Built in 2002 consisting of open-plan kitchen, dining, and lounge area, there's a second living area or rumpus room offering additional space for family activities. There are three double bedrooms, two are accessed from the rumpus room, making them ideal children's rooms, while the master is privately situated at the opposite end of the house. The home also includes a separate toilet and bathroom and a laundry room with good storage. Adjoining the home via a covered carport is a secure single garage with a concrete floor and power. Additional
features include two 25,000L water tanks, a woodshed, and attractive post-and-rail fencing that defines the house section from the rest of the farmlet. Away from the house is 8m x 11m timber pole shed with power, two bays are open, and one is partially enclosed with a lock-up area. The land is divided into two paddocks with holding paddock, cattle yards and loading ramp. This character filled property offers a charming rural outlook through to Pukekaroroa and Baldrock, complete with a meandering watercourse, scattered totara trees, and a warm, northerly aspect. Viewing by appointment.
Location
Open in Google MapsLiving in Whangārei
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Craig Kenyon - Rodney Kaipara Realty Ltd (Licensed: REAA 2008) - LJ Hooker Warkworth, Kaiwaka and Leigh
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


