Back to Whangārei, New Zealand

561 Settlement Road, Kaiwaka, Kaipara, Northland

Whangārei, New Zealand

Guide Price

$530,410

899,000 NZD

PROPERTY TYPE

house

BEDROOMS

3

BATHROOMS

1

561 Settlement Road, Kaiwaka, Kaipara, Northland - Photo 2
561 Settlement Road, Kaiwaka, Kaipara, Northland - Photo 3
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Description

Welcome to a rare opportunity—your very own private oasis awaits! This remarkable 3-bedroom bungalow sits proudly on a magnificent 6.5-acre lifestyle block, blending comfort, adventure, and endless possibilities. Enjoy coming home, winding through a lush, mature garden with a vibrant selection of fruit trees. Savour the peaceful mornings and bask in the serenity of your own personal retreat. **Unleash Your Rural Ambitions** Ready to embrace country living? There’s ample room for sheep, cattle, or horses to graze and flourish. Whether you dream of hobby farming or simply crave wide open spaces, this property delivers the perfect blend of freedom and function. **Why you’ll love living here:** Inviting 3-bedroom bungalow—light-filled, spacious, and designed for effortless living Single garage with an adjoining utility room—ideal for extra storage, hobbies, or workspace Handy garden sheds for all your tools, equipment, and outdoor gear Sweeping, picturesque grounds—perfect for gardening, grazing, or embracing the great outdoors **Opportunities like this are rare—don’t let it slip away!** Contact me today to arrange your private viewing and start your next adventure with confidence!

Location

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Living in Whangārei

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Mark Bygrave - Barfoot & Thompson Ltd (Licensed: REAA 2008) - Mangawhai

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD