Back to Whangārei, New Zealand

16 Chapel Street, Russell, Far North, Northland

Whangārei, New Zealand

Guide Price

$519,100

895,000 NZD

PROPERTY TYPE

house

BEDROOMS

4

BATHROOMS

3

16 Chapel Street, Russell, Far North, Northland - Photo 2
16 Chapel Street, Russell, Far North, Northland - Photo 3
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Description

Privately nestled within the sought-after Russell Cottages enclave, this home truly stands out. Spacious and beautifully designed, it offers a rare combination of comfort, style, and seclusion just moments from the heart of Russell. Whether you’re looking for an inviting permanent residence or a high-performing investment, this property delivers an exceptional opportunity. Inside, the atmosphere is immediately welcoming. The ground floor

features a generous open-plan living and dining area alongside a well-appointed kitchen, opening through double doors to a private deck and small garden, overlooking the Russell Bowls Club. Sheltered and sun-filled, this outdoor space is perfect for quiet mornings, family gatherings, or long summer evenings shared with friends - an uncommon luxury in a complex setting. A spacious master suite on the ground floor provides easy access to the outdoors and its own ensuite bathroom, creating a restful haven for owners or guests. Upstairs, three additional bedrooms and two bathrooms ensure plenty of room for family and visitors, all filled with natural light and a sense of relaxed coastal calm. Residents of Russell Cottages enjoy exclusive access to an array of resort-style amenities. Cool off in the pool, unwind in the spa, watch the kids enjoy the playground, or make the most of convenient boat storage before heading out on the Bay. Every element is designed to make life easy and enjoyable. The charm of central Russell is only a short, level stroll away - cafés, restaurants, boutique shops, beaches, and the boat ramp are all within effortless reach. Here, life unfolds at an easy pace, where connection and community come naturally. Lovingly cared for by its current owners over the years, Takapu Cottage now awaits its next chapter. Blending privacy with proximity, elegance with ease, it’s a rare offering in one of New Zealand’s most treasured seaside towns. Please contact us for more information.

Location

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Living in Whangārei

Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.

Visa

Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.

Learn more: The Complete Guide to Moving to New Zealand

Key Fact

NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.

Learn more: What You Need to Know Before Moving Abroad
See all New Zealand listings

New Zealand at a glance

How New Zealand scores for American expats

💰Cost of Living
Expensive
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in New Zealand

Estimated fees and ongoing costs for this property

Closing Costs

3-5% of purchase price

  • ·No stamp duty
  • ·Legal/conveyancing: NZ$1,500-3,000
  • ·Building inspection: NZ$500-800
  • ·LIM report: NZ$300-400

Annual Costs

Property Tax

0.3-1.5% of government valuation (varies by council)

Insurance

NZ$1,500-3,000/yr

HOA / Condo Fees

NZ$300-600/mo for apartments (body corporate)

Good to Know

Agent Fees

Seller pays (2.5-4%)

Foreign Buyer Note

Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.

Legal help in New Zealand

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in New Zealand?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Irene Bremner - Mackys Real Estate Ltd (Licensed: REAA 2008) - Bayleys, Kerikeri

Next steps for moving to New Zealand

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

realestate.co.nz

Portal listings

Currency

NZD