134 Phillips Road, Kaiwaka, Kaipara, Northland
Whangārei, New Zealand
Guide Price
$1,087,500
1,875,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
3
Description
For those looking to downsize without giving up the rural lifestyle they love, this property is far more than your average lifestyle block. It’s a place that balances practicality, comfort, and connection to the land, offering both a working interest and a peaceful retreat. Set in a tranquil coastal-rural pocket near Kaiwaka, the scale is manageable, yet the opportunities are meaningful. Well-fenced paddocks and established sheep yards allow you to retain a genuine working interest, while additional grazing
nearby provides flexibility for more stock. There’s room to keep your dogs close, tend productive vegetable gardens, care for your chooks, and enjoy the rhythm of country life. The property
features quality shedding, perfect for implements, workshop space, or storage. Mature, lush gardens create shelter, privacy, and a sense of permanence, while extensive fruit trees and productive vegetable gardens reflect years of careful cultivation. For those seeking an income stream, a consented Airbnb delivers $25,000+ annually, offering a peaceful rural experience for guests. The two-level architecturally designed home is stunning, spacious, and ideal for extended family living. Whether hosting grandchildren for the holidays or friends for a weekend, there is plenty of room to gather and enjoy. With an all-weather boat ramp just 10 minutes away, Auckland within reach, and private, productive grounds, this property blends land, water, and lifestyle in perfect harmony. This is a property worthy of serious consideration - a thoughtful transition for those who want to simplify without giving up the independence, connection to the land, and rural lifestyle they value most.
Features: Well-fenced paddocks with established sheep yards. Bring your dogs - plenty of space for them to thrive. Consented Airbnb earning $25,000.00+ PA. Quality shedding for implements and workshop use. Stunning architecturally designed two-level home. -Mature, lush gardens providing privacy and shelter. The perfect balance of manageability, freedom, and the rural authenticity that’s getting harder to find. A decisive price adjustment opens the door for buyers seeking an exceptional lifestyle property – our vendors are ready to move on and welcome action.
Location
Open in Google MapsLiving in Whangārei
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Craig Dalton - Mackys Real Estate Ltd (Licensed: REAA 2008) - Bayleys, Mangawhai
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD


