5 Bedroom House for sale in Cotcot, Cebu, Liloan, Cebu
Cebu, Philippines
Guide Price
$424,779
24,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
5
BATHROOMS
3
Description
๐ ๐ฎ๐ฟ๐ธ ๐๐ผ๐๐ป! ๐๐ฟ๐ผ๏ฟฝ ๐ฎ๐ณ.๐ฑ๐ ๐๐ผ ๐ฎ๐ฐ๐ โโโ
๐ง๐ช๐ข-๐ฆ๐ง๐ข๐ฅ๐๐ฌ ๐ฆ๐๐ ๐-๐๐จ๐ฅ๐ก๐๐ฆ๐๐๐ ๐ฆ๐๐ก๐๐๐ ๐๐๐ง๐๐๐๐๐ ๐๐ข๐จ๐ฆ๐ ๐๐ก๐ ๐๐ข๐ง ๐๐ข๐ฅ ๐ฆ๐๐๐
LOCATION: CITAA SUBDIVISION, COTCOT, LILOAN CEBUโผ
๐ฃ๐ฅ๐๐๐: ๐ฎ๐ฐ๐
Buyer to shoulder transfer charges and other expenses
๐ฃ๐ฅ๐ข๐ฃ๐๐ฅ๐ง๐ฌ ๐๐๐ง๐๐๐๐ฆ:
โชLot area: 324 sqm
โชFloor area: 312 sqm
โช5 Bedrooms
โช3 Toilet & Bath
โชcentralized heater
โชcctv
โช7 air-conditioned units
โชParking
โช24/7 security
โชWide roads
๐ญ๐ฌ๐ฌ ๏ฟฝ๐ฒ๐๐ฒ๐ฟ๐ ๐ฎ๐๐ฎ๐ ๐ณ๐ฟ๐ผ๏ฟฝ ๐๐ต๐ฒ ๐ฏ๐ฒ๐ฎ๐ฐ๐ต
B0220NMHL
๐ญ๐๐ ๐จ๐๐๐๐๐๐๐๐๐ | ๐บ๐๐๐ ๐ฝ๐๐๐๐๐๐:
๏ฟฝMadonna Grace S. Ladia
๏ฟฝโ๏ฟฝAccredited Real Estate Salesperson
Next Level Realty and Training Services Inc.
๏ฟฝPRC Res. 21623/ DSHUD 7129
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) โ available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) โ requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesโKey Fact
English is an official language and widely spoken โ making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadโPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ยทTransfer tax: 0.5-0.75%
- ยทDocumentary stamp: 1.5%
- ยทCapital gains tax: 6% (seller, but often negotiated)
- ยทRegistration: ~0.25%
- ยทNotary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
โฑ5,000-15,000/yr
HOA / Condo Fees
โฑ3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney โ not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer โ yours.
Contact Agent
Home and Investment Partners
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules โ the complete pre-move checklist.
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