4 Bedroom House for sale in Banilad, Cebu, Mandaue, Cebu
Cebu, Philippines
Guide Price
$141,575
7,999,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
3
Description
For Sale READY FOR OCCUPANCY House in Banilad Mandaue City, Cebu @ZERO DOWNPAYMENT
Few Units Left โ Act Fast!
Own your dream home in a prime Mandaue City
location with ZERO DOWNPAYMENT and move in right away!
Casa Lucia , Banilad, Mandaue City
Strategically located near top schools and key establishments.
Property Details:
โ 2-Storey Townhouse
โ 4 Bedrooms
โ 3 Toilet & Bath
โ 1 Carport
โ Spacious Living Area
โ Dining Area
โ Kitchen Area
LOT Area 49 Sqm
FLOOR Area 87 Sqm
๏ฟฝ
Nearby Landmarks:
โข Gullas College of Medicine
โข University of San Carlos โ Talamban
โข Ateneo de Cebu
๏ฟฝ Why invest now?
Ready for Occupancy (RFO)
Zero Downpayment option
Ideal for end-use or rental investment
High-value
location in Cebu
FOR INQUIRIES | SITE VIEWING | RESERVATION
View Phone
(SUN) โ WhatsApp & Viber
View Phone
(SMART)
ALEXIS C. ALTESING, REB
โ Licensed Real Estate Broker
MyserviL Realty and Brokerage
Limited units only โ secure yours today!
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) โ available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) โ requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesโKey Fact
English is an official language and widely spoken โ making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadโPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ยทTransfer tax: 0.5-0.75%
- ยทDocumentary stamp: 1.5%
- ยทCapital gains tax: 6% (seller, but often negotiated)
- ยทRegistration: ~0.25%
- ยทNotary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
โฑ5,000-15,000/yr
HOA / Condo Fees
โฑ3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney โ not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer โ yours.
Contact Agent
MyserviL Realty and Brokerage
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules โ the complete pre-move checklist.
DotProperty.com.ph
PHP