4 Bedroom House for sale in Mactan, Cebu, Lapu-Lapu, Cebu
Cebu, Philippines
Guide Price
$353,982
20,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
4
Description
� 4-Bedroom House for Sale in Vistamar, Mactan | Resort Living + Investment Opportunity
Live the Island Dream — Or Earn From It
Imagine waking up just minutes from the beach, surrounded by palm trees, ocean breeze, and the comfort of a fully furnished tropical home. This 4-bedroom house in Vistamar Subdivision Resort & Country Club, Lapu-Lapu City offers the perfect balance of luxury living and high rental income potential—ideal for homeowners, investors, and Airbnb hosts.
Whether you’re searching for a vacation home, retirement property, or income-generating asset, this rare opportunity delivers both lifestyle and returns.
Prime
Location: Vistamar, Mactan, Cebu
� 5-minute walk to the beach
✈ Near Mactan-Cebu International Airport
� Located in a resort-style gated community
� Close to top beach resorts, restaurants, and island destinations
� Enjoy a private, peaceful coastal lifestyle while staying connected to Cebu City.
�
Property Details
� 4 Bedrooms
� 4 Bathrooms
� Lot Area: 308 sqm (~3,315 sq. ft.)
Floor Area: 215 sqm (~2,314 sq. ft.)
Selling Price: ₱20,000,000 (~USD $355,000)*
� Estimated Rental Income: ₱120,000/month (~USD $2,100/month)
� BONUS: Club Membership INCLUDED
Home
Features
Fully Furnished — Move-In or Rent-Out Ready
5 Air Conditioning Units for maximum comfort
Spacious living, dining, and kitchen areas
Complete water system (2 tanks + pressure tank + Goulds pump)
Fully fenced property with private gate
Quiet, secure, and flood-free environment
Ample outdoor space — ready for a private swimming pool
Why This Property is a Smart Investment
Income-Generating Potential
Strong demand for Airbnb and long-term rentals in Mactan
Ideal for vacation rental, expat leasing, or resort-style stays
� Resort Lifestyle Living
Access to exclusive Vistamar club
amenities
Beachside living without the high cost of beachfront ownership
� Long-Term Value Growth
Mactan is one of Cebu’s top tourism and investment hotspots
Increasing demand from local and international buyers
Flexible Use
Perfect as a primary home, vacation house, or rental investment
� Lifestyle
Highlights
Morning walks to the beach �
Relaxed island living with modern comforts �
Weekend getaways without leaving home
Entertain guests in a private tropical setting �
Schedule a Private Viewing Today
Don’t miss this opportunity to own a resort-style home in Mactan with strong income potential.
Mobile | Viber: View Phone
� WhatsApp: https://wa.me/ View Phone
Disclaimer
All property details, pricing, rental estimates, and availability are subject to change without prior notice.
Floor area conversions are approximate. USD values are estimates based on prevailing exchange rates and may vary. Measurements and
features should be independently verified.
House for sale Mactan Cebu, Vistamar house for sale, Lapu-Lapu City property, Cebu beach house for sale, Airbnb investment Cebu, h
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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