3 Bedroom Condo for sale in Luz, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$785,841
44,400,000 PHP
PROPERTY TYPE
condo
BEDROOMS
3
BATHROOMS
4
Description
Why Invest in Lucima by Arthaland?
Located in Cebu Business Park, Lucima is the Philippines' first quadruple-certified sustainable residential project. With only 9 units per floor in a 37-story tower, it offers privacy and exclusivity. Enjoy a seaview, CCLEX, and Nustar views from a 128 sqm 3-bedroom corner unit.
Key
Features:
NET TCP: โฑ44,417,884.88 (includes parking)
Sustainable: Save 40% on electricity and 20%Ce on water
Amenities: Lap pool, kiddie pool, gym, function room, kids playroom, potager garden
Capital Appreciation: 8-10% per annum
๐๐๐๐ซ๐๐ฒ ๐๐ฌ๐ญ๐๐๐ฅ๐ข๐ก๐ฌ๐ฆ๐๐ง๐ญ๐ฌ:
๐๐ฒ๐๐ฅ๐ ๐๐๐ง๐ญ๐๐ซ ๐๐๐๐ฎ โ A premier shopping mall with a variety of retail, dining, and entertainment options.
๐๐ฎ๐ฌ๐ญ๐๐งโ๐ฌ ๐๐๐๐ฎ โ high-end department store right across Lucima.
๐๐๐๐ฎ ๐๐ฎ๐ฌ๐ข๐ง๐๐ฌ๐ฌ ๐๐๐ซ๐ค โ Commercial and office hub with numerous businesses and services.
๐๐ฎ๐ฌ๐ญ๐๐ซ ๐๐๐ฌ๐จ๐ซ๐ญ ๐๐ง๐ ๐๐๐ฌ๐ข๐ง๐จ โ luxury resort and casino offering world-class amenities.
๐๐๐๐ฎ ๐๐ ๐๐๐ซ๐ค โ thriving business and tech district.BPO companies, Ayala Mall and Terminal fbound to south and north of Cebu.
๐๐ก๐จ๐ง๐ ๐๐ฎ๐ ๐๐จ๐ฌ๐ฉ๐ข๐ญ๐๐ฅ โ One of Cebuโs top medical facilities.
For inquiries, contact us now!
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Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) โ available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) โ requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesโKey Fact
English is an official language and widely spoken โ making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadโPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ยทTransfer tax: 0.5-0.75%
- ยทDocumentary stamp: 1.5%
- ยทCapital gains tax: 6% (seller, but often negotiated)
- ยทRegistration: ~0.25%
- ยทNotary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
โฑ5,000-15,000/yr
HOA / Condo Fees
โฑ3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney โ not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer โ yours.
Contact Agent
PH/PRO Realty
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules โ the complete pre-move checklist.
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