4 Bedroom House for sale in Guadalupe, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$280,531
15,850,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
3
Description
Escape the hustle of the city without leaving its conveniences behind. HILLCREST BANAWA offers a minimalist modern design house thoughtfully crafted to suit your lifestyle, where sleek architecture meets natural serenity. Each home is designed with clean lines, open spaces, and large windows that frame the breathtaking views of lush green mountains, bringing the outdoors in.
Nestled in a peaceful and safe subdivision, this community provides the perfect balance of privacy and connection. A vibrant neighborhood fosters warmth and camaraderie, where families thrive and friendships flourish.
HILLCREST BANAWA
Banawa, Cebu City
Unit A and B with Basement
Lot area: 100 sqm
Floor area: 230 sqm
✔House details:
* 3 Storey Duplex
* 2 car park
* 4 Bedrooms
* 3 toilet and bath
* Kitchen
* Living and Dining area
* complete lighting and fixtures
* telephone and cable wire ready
* water heater provision
* air condition provision ready
* wide customizable basement area
✔Exclusive subdivision
amenities
* 24/7 security and roving guards to guarantee your safety.
* Gymnasium and Basketball court
* Function Halls perfect for your celebrations and events.
* Chapel
* Organized Homeowner's Association
* Reliable water supply and drainage
✔Worry-Free ownership
Ensures a smooth, transparent, and hassle-free home-buying experience with:
* FREE Transfer of Title and Taxes
* Ready Electric and Water Connections for immediate move-in convenience.
* NO Extra Charges - transparent pricing from start to finish.
At HILLCREST BANAWA, you don’t just buy a house, but you secure a sanctuary, a place where every family can enjoy comfort, beauty, and tranquility while staying close to urban amenities.
Your dream home in the city, redefined.
Begin your story
RESERVE YOUR UNIT NOW‼
DECIDE TODAY❤
TIME IS GOLD�
MAYBE TOMORROW IS LATE�
Tesha E. Montero - FB
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Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Tesha Montero
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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