Condo for Sale or Rent in Luz, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$389,381
22,000,000 PHP
PROPERTY TYPE
condo
BEDROOMS
1
BATHROOMS
1
Description
๐๐ผ๐ฟ ๐ฅ๐ฒ๐ป๐ ๐ผ๐ฟ ๐ฆ๐ฎ๐น๐ฒ ๐๐๐๐๐ซ๐จ๐จ๐ฆ๐ฌ ๐๐จ๐ง๐๐จ ๐ฐ๐ข๐ญ๐ก ๐๐๐ข๐๐ฌ ๐ซ๐จ๐จ๐ฆ ๐๐ง๐ ๐๐๐ซ๐ค๐ข๐ง๐ ๐ข๐ง๐ฌ๐ข๐๐ ๐๐ฒ๐๐ฅ๐ ๐๐ฎ๐ฌ๐ข๐ง๐๐ฌ๐ฌ ๐๐๐ซ๐ค
๐ฆ๐ฎ๐น๐ฒ ๐๐ฒ๐๐ฎ๐ถ๐น๐: ๐ค๐ค๐ฌ ๐ญ๐พ๐
๐ฅ๐ฒ๐ป๐๐ฎ๐น ๐๐ฒ๐๐ฎ๐ถ๐น๐: ๐ฃ๐ค๏ฟฝ๐/๐๐๐๐๐
๐จ๐ป๐ถ๐ ๐๐ฒ๐๐ฎ๐ถ๐น๐:
๐ฅ ๐๐๐บ๐ผ๐๐๐๐ ๐ป๐พ๐ฝ๐๐๐๐๐ ๐๐๐๐ ๐๐บ๐๐ฝ๐๐๐ป๐พ๐
๐ฌ๐บ๐๐๐พ๐'๐ ๐ป๐พ๐ฝ๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐บ๐๐พ ๐ป๐บ๐๐๐๐๐๐ ๐บ๐๐ฝ ๐๐บ๐ ๐-๐๐ ๐ผ๐ ๐๐๐พ๐
๐ฌ๐บ๐๐ฝ'๐ ๐๐๐บ๐๐๐พ๐๐ ๐๐๐๐ ๐๐๐ ๐ป๐บ๐๐๐๐๐๐
๐ฅ๐๐ ๐ ๐ ๐ฟ๐๐๐๐๐๐๐พ๐ฝ ๐๐๐๐ ๐พ๐๐๐พ๐๐๐๐บ๐ ๐ฟ๐๐๐๐๐๐๐๐พ, ๐๐พ๐ฟ๐๐๐๐พ๐๐บ๐๐๐, ๐บ๐๐ฝ ๐๐๐พ๐
๐ฃ๐ค๐ง ๐๐๐ ๐๐ฟ ๐ ๐๐๐๐๐ ๐๐๐บ๐ผ๐พ
๐๏ฟฝ๐ฒ๐ป๐ถ๐๐ถ๐ฒ๐:
๏ฟฝ ๐ฃ ๐ผ๐บ๐ ๐๐บ๐๐๐๐๐ ๐๐๐บ๐ผ๐พ
๏ฟฝ ๐ฆ๐๐
๏ฟฝ ๐ฒ๐บ๐๐๐บ
๏ฟฝ ๐ฒ๐๐๐๐๐๐๐ ๐๐๐๐
๏ฟฝ ๐๐ผ๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐๐ถ๐ด๐ต๐น๐ถ๐ด๐ต๐๐:
โ ๐ฅ๐บ๐ผ๐๐๐ ๐ฑ๐๐๐๐บ๐'๐ ๐ ๐๐บ๐ ๐บ
๏ฟฝโโ ๐ฉ๐๐๐ ๐บ ๐ฃ-๐๐๐๐๐๐พ ๐๐บ๐ ๐ ๐๐ ๐ ๐๐บ๐ ๐บ ๐ข๐พ๐๐๐พ๐
๏ฟฝ ๐ฒ๐๐๐พ๐ ๐บ๐ผ๐ผ๐พ๐๐๐๐ป๐ ๐พ ๐บ๐๐ฝ ๐ผ๐๐๐๐พ๐๐๐พ๐๐
๏ฟฝ ๐ฏ๐พ๐บ๐ผ๐พ๐ฟ๐๐ ๐บ๐๐ฝ ๐๐บ๐ฟ๐พ ๐ผ๐๐๐๐๐๐๐๐ Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) โ available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) โ requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesโKey Fact
English is an official language and widely spoken โ making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadโPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ยทTransfer tax: 0.5-0.75%
- ยทDocumentary stamp: 1.5%
- ยทCapital gains tax: 6% (seller, but often negotiated)
- ยทRegistration: ~0.25%
- ยทNotary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
โฑ5,000-15,000/yr
HOA / Condo Fees
โฑ3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney โ not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer โ yours.
Contact Agent
Jude Embrado/Cebudreaminvestment
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules โ the complete pre-move checklist.
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