5 Bedroom House for sale in Banilad, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$706,195
39,900,000 PHP
PROPERTY TYPE
house
BEDROOMS
5
BATHROOMS
4
Description
Elegant 5-Bedroom House for Sale in Maria Luisa Estate Park, Cebu City β Luxury Family Living
Price: β±39,900,000 (~$707,000 USD)*
Experience the pinnacle of luxury living in Cebu City with this spacious 5-bedroom home in Maria Luisa Estate Park, one of the cityβs most prestigious and secure residential communities. Perfect for families, executives, or investors, this elegant property combines comfort, style, and convenience in a serene gated environment.
Property Details
Location: Maria Luisa Estate Park, Cebu City, Philippines
Lot Area: 318 sqm (~3,424 sq ft)
Floor Area: 255 sqm (~2,744 sq ft) β 240 sqm main floor + 15 sqm basement
Bedrooms: 5 (1 currently used as maidβs quarter)
Toilet & Bath: 4
Parking: 3-Car Garage (expandable for 4 cars)
Year Built: 1998
Nearby: Childrenβs playground, parks, schools, and commercial centers
Home
Highlights
Spacious & Thoughtful Design β Open and airy interiors that maximize comfort and natural light
Private Basement β Ideal for storage, home office, or recreation area
Secure & Serene Community β Gated subdivision with top-tier 24/7 security
Family-Friendly
Features β Close to playgrounds, parks, and walking paths
Prime
Location β Minutes from Ayala Center Cebu, Cebu IT Park, hospitals, and top schools
Why This Property is a Must-See
β Prestigious Address β Own a home in one of Cebu Cityβs most exclusive neighborhoods
β Spacious Living β Perfect for growing families or multigenerational households
β Strong Investment Potential β High-value property in a sought-after community
β Ready for Move-In β Well-maintained, functional, and ideal for immediate occupancy
Schedule a Private Viewing Today!
Secure this rare opportunity to own a luxury family home in Maria Luisa Estate Park. Contact us now for full details, floor plans, or virtual tours.
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Disclaimer: Property details, prices, and availability are subject to change without prior notice. USD conversion is approximate and may vary with current exchange rates.
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Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) β available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) β requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesβKey Fact
English is an official language and widely spoken β making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadβPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- Β·Transfer tax: 0.5-0.75%
- Β·Documentary stamp: 1.5%
- Β·Capital gains tax: 6% (seller, but often negotiated)
- Β·Registration: ~0.25%
- Β·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
β±5,000-15,000/yr
HOA / Condo Fees
β±3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney β not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer β yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules β the complete pre-move checklist.
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