4 Bedroom Villa for sale in Guadalupe, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$1,732,333
97,876,800 PHP
PROPERTY TYPE
villa
BEDROOMS
4
BATHROOMS
4
Description
For Sale: Stunning 4-Bedroom Loft Villa at The Rise at Monterrazas – Cebu City
Live Above It All in Cebu’s Most Exclusive Mountain Community
Discover the perfect fusion of modern sophistication, generous space, and breathtaking views with this 4-Bedroom Loft Villa at The Rise at Monterrazas. Nestled on Cebu’s scenic mountainside yet just minutes from the city center, this villa offers a rare lifestyle of privacy, luxury, and prestige.
Ideal for families looking for a sanctuary in the city—or global investors seeking a prime property in Cebu’s booming real estate market—this home is designed to impress.
Property
Highlights
Expansive Layout: Approx. 5,450 sq. ft. usable area – 3,300 sq. ft. indoor + 2,147 sq. ft. outdoor living
Loft-Style Elegance: High ceilings, open-concept design, and abundant natural light
Panoramic Views: Unobstructed vistas of Cebu’s skyline and lush mountains
Premium Finishes: Crafted with high-quality materials and stylish details
Exclusive
Amenities: Infinity pool, fully equipped fitness center, landscaped gardens, and function rooms
Convenience: Comes with 3 parking slots + dedicated storage area
Eco-Friendly Design: A sustainable home that harmonizes luxury with nature
� Lifestyle & Investment Potential
✔ For Families: Spacious interiors + outdoor living for a resort-inspired lifestyle
✔ For Investors: A rare property with excellent appreciation potential in Cebu’s prime market
✔ For Global Buyers: Cebu is a rising lifestyle and investment hub, perfect for both residence and portfolio growth.
� Total Area: 506.25 sqm (5,450 sq. ft.)
� Don’t miss this opportunity to own a luxurious loft villa in Cebu’s most prestigious mountainside community. Message us today to schedule a private viewing.
Disclaimer: All property details, availability, and pricing are subject to change without prior notice. USD value is approximate and may vary depending on current exchange rates. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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