4 Bedroom House for sale in Tisa, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$230,088
13,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
3
Description
Looking for a house and lot for sale in Tisa, Cebu City that offers both comfort and convenience? Discover your future home at Santa Monica Estate – Tisa, a safe, gated, and unflooded subdivision perfect for growing families and smart investors.
This property is located in one of the most accessible areas in Cebu, giving you easy access to major establishments while still enjoying a peaceful residential environment. If you’ve been searching for a home near SM Seaside Cebu, Gaisano Tisa, and Punta Public Market, this is the perfect match for you.
Why Choose Santa Monica Estate – Tisa?
--> Located in an unflooded area in Cebu City
--> Secured with 24/7 security and gated entrance with guardhouse
--> Wide and concrete roads for easy access
--> Complete water and electrical system
--> Family-friendly and peaceful community
Prime
Location &
Accessibility:
--> Walking distance to Gaisano Tisa
--> 5 minutes to Punta Public Market, schools, and restaurants
--> 10 minutes to Shopwise, Super Metro, and SM Seaside Cebu
--> Near essential establishments, making daily living convenient
Property
Features:
--> 4 Spacious Bedrooms
--> 3 Toilet and Bath
--> Living Area
--> Dining Area
--> Kitchen Area
--> Carport
--> Balcony
--> Storage Room
This modern house and lot in Cebu is designed for comfort, functionality, and long-term value. Whether you’re a parent looking for a safe place to raise your family or an investor searching for a high-demand property in Cebu City, this home is a great opportunity.
� Perfect for:
--> Families looking for a secure and accessible home
--> Buyers searching for an unflooded property in Cebu
--> Investors wanting a property in a high-growth area
⚡ Don’t miss this chance to own a house and lot in Tisa Cebu located in a highly desirable and convenient neighborhood. Properties like this don’t stay long in the market! Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
G.S Sia Realty
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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