3 Bedroom Condo for sale in Lahug, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$240,080
13,564,495 PHP
PROPERTY TYPE
condo
BEDROOMS
3
BATHROOMS
2
Description
Experience gorgeous living spaces coupled with five-star
amenities and modern convenience!
Tower 1 - Mixed-use Tower with 222 Condotel Units and 346 Residential Units
Tower 2 - Purely Residential Tower with 613 units
Developer: Sta. Lucia Land, Inc.
Target Turnover: 4th Quarter of 2026
Floor Area: 84.038sqm.
Price at: Php 13.5M+
Total Unit Cost: Php 12,064,495.28
Parking: 1,500,000.00
Total
Selling Price: Php 13,564,495.28
Miscellaneous Fees: Php 726,669.39
15% Downpayment (13,564,495.28 x 15%) Php 2,034,674.29
Less: Reservation Fee Php 130,000.00
Net of Downpayment: Php 1,904,674.29
Monthly Payment (48 Months) Php 39,680.71
Add: Miscellaneous Fees (100%) Php 726,669.39
Monthly Miscellaneous Fees (48 Months) Php 15,138.95
Total Downpayment: Php 54,819.66 payable w/n 48 Months
85% Balance Php 11,529,820.99
at 5 years with 14% Interest Rate: Php 268,278.77
at 10 years with 14% Interest Rate: Php 179,019.43
Interested? For more details and unit viewing,
Christopher T. Plamos, REA, REB
Real Estate Broker PRC License No. 31369
Real Estate Appraiser PRC License No. 9633
Disclaimer: The availability of the unit as well as the price may change without prior notice.
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Christopher T. Plamos, REA, REB
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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