4 Bedroom House for sale in Guadalupe, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$1,141,926
64,518,819 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
4
Description
Modern Luxury House & Lot for Sale | Arcenas Highlands Residences, Banawa, Guadalupe, Cebu City
Exclusive Living • Prime
Location • High-Value Investment
Location: Arcenas Highlands Residences, Banawa, Guadalupe, Cebu City
� Lot Area: 308 sqm (≈ 3,315 sq. ft.)
Floor Area: 325 sqm (≈ 3,498 sq. ft.)
Price: ₱64,518,819 (≈ USD 1,114,000)
Experience Modern Luxury in One of Cebu City’s Most Prestigious Communities
Welcome to Arcenas Highlands Residences, an exclusive enclave known for its serene atmosphere, prime elevation, and unmatched accessibility. This beautifully crafted modern home offers the perfect blend of elegance, comfort, and functionality—ideal for families seeking refined city living and investors looking for a property with strong long-term appreciation.
Nestled in the highly desirable neighborhood of Banawa, this home provides the best of both worlds: a peaceful residential environment and quick access to schools, malls, hospitals, and Cebu's key business districts.
Property
Features
� Bedrooms & Living Spaces
Master’s Bedroom with ensuite toilet & bath + walk-in closet
2 Spacious Bedrooms with shared toilet & bath
Maid’s Room with its own toilet & bath
Powder Room for guests
Large Living Area perfect for entertaining
Modern Kitchen & Dining Area with clean lines and top-notch layout
� Other Home
Features
2-Car Garage
Service Area for added convenience
Welcoming Porch
Stylish finishes and a thoughtfully designed layout throughout
� Flexible & Buyer-Friendly
Payment Terms
✔ 10% Down Payment – Spot Cash
✔ 20% Payable in 36 Months – Light monthly payments
✔ 70% Upon Turnover – Spot cash or bank financing
� Reservation Fee: ₱500,000 — Secure this home today!
Why This Home Is the Perfect Choice
� Prime Cebu City
Location
Located in one of Banawa’s most sought-after gated communities—secure, peaceful, and elevated for better ventilation and views.
Modern & Elegant Design
Crafted with high-quality finishes and smart space planning for a luxurious and comfortable lifestyle.
� Strong Investment Potential
High demand for upscale homes in Banawa makes this property ideal for long-term value growth.
� Schedule Your Exclusive Viewing Today
Don’t miss your chance to own a stunning modern home in one of Cebu City’s top-tier residential communities.
Contact us today for complete details and viewing appointments.
Disclaimer
All property details, availability, pricing, and USD conversions are approximate and subject to change without prior notice. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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