4 Bedroom House for sale in Lahug, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$424,779
24,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
3
Description
VISTA SURESTE IN NIVEL HILLS, LAHUG, CEBU CITY
Vista Sureste, Holy Family Road, Nivel Hills, Lahug, Cebu City
The LocationLocated 2 minutes from the highway is a home that flaunts peace and
quiet, fresh air, and a stunning view of the city. All of this while being minutes away from the city’s key locations.
IT Park
Cebu Business Park
SM City
Ayala Center Cebu
Chong Hua Hospital
UC Med
Chong Hua Mandaue
Cebu Doctor’s Hospital
HOUSE
SPECIFICATIONS:
Lot Area: 147 sq.m
Floor Area: 235.25 sq.m
3 Bedrooms
3 Toilet and Bath
2 Car Garage
Complete Cabinets and Closets
Individual Gate
Overhead Water Tank
On-ground Tank / Pressure Pump
Water Heaters
Complete Kitchen Counters and Cabinet
Landscaped Garden
Maid’s Quarters
TCP: 24,000,000 ALL-IN including Transfer Taxes, Move-in Fees.
30% Equity: 7,200,000
Monthly Equity: 1,200,000 payable in 6 months
70% Balance: 16,800,000 Cash or thru Bank Financing
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Marie Ann Maguddayao
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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