Condo for sale in Horizons 101, Cogon Ramos, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$69,027
3,900,000 PHP
PROPERTY TYPE
condo
BEDROOMS
1
BATHROOMS
1
Description
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Semi-Furnished Studio Unit | 22nd Floor | Tower 2
Offer price: β±4.1M
Last price: β±3.9M (Sacrifice Sale)
Horizons 101, Gen. Maxilom Ave., Cebu City
Just a few steps from Fuente OsmeΓ±a Circle and minutes away from Ayala Center Cebu
Unit Details:
β Fully paid (no bank loan)
β Clean title & complete papers
β Real property taxes updated
β Never been rented out
β Condo dues: β±2,341/month
β Vacant most of the year (owner-used only when in PH)
Upgrades &
Features:
New toilet & bidet (bigger replacement)
Water heater installed
Semi-furnished with internet
No balcony
Window facing Tower 1
Very quiet
location (only 3 units in the row)
Beside fire exit & dumpster (very accessible)
Only 2 occupied units in the row
Farther side from the road (less noise)
Amenities:
οΏ½ Swimming pool
οΏ½ Gym
οΏ½ Garden & recreation area
οΏ½ Shared lounge
οΏ½ Ground floor: 7-Eleven, bakeshop, restaurant, travel agency, storage units
Accessible to:
οΏ½ Hospitals | οΏ½ Schools | οΏ½ Malls | βͺ Churches | οΏ½ Banks
οΏ½ Accessible via multiple PUV routes
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Roshan Rena Cabardo
Property Specialist
οΏ½ View Phone
οΏ½ Request details
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) β available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) β requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesβKey Fact
English is an official language and widely spoken β making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadβPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- Β·Transfer tax: 0.5-0.75%
- Β·Documentary stamp: 1.5%
- Β·Capital gains tax: 6% (seller, but often negotiated)
- Β·Registration: ~0.25%
- Β·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
β±5,000-15,000/yr
HOA / Condo Fees
β±3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney β not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer β yours.
Contact Agent
Global One Realty & Property Management Corp
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules β the complete pre-move checklist.
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