4 Bedroom House for sale in Guadalupe, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$822,977
46,498,185 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
4
Description
For Sale: Modern Luxury House & Lot in Arcenas Highlands Residences – Banawa, Cebu City
Elegant Hillside Living in Cebu City’s Premier Community
Discover the perfect blend of comfort, style, and exclusivity in this modern luxury home at Arcenas Highlands Residences, Banawa—one of Cebu City’s most coveted hillside neighborhoods. Designed for families, expatriates, and investors seeking a serene yet accessible location, this property offers spacious interiors, elegant finishes, and a peaceful environment just minutes from the city’s top conveniences.
Prime
Location
Address: Arcenas Highlands Residences, Banawa, Cebu City, Philippines
Minutes to schools, hospitals, shopping malls, IT Park, and Cebu Business Park
Exclusive, gated hillside community with privacy and security
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Property Details
Lot Area: 225 sqm (~2,422 sq. ft.)
Floor Area: 202 sqm (~2,174 sq. ft.)
Bedrooms: 3 + Maid’s Room (all with en-suite bathrooms)
Bathrooms: 3 full + 1 powder room
Price: ₱46,498,185 (~$803,000 USD)*
Home
Features
Private & Comfortable Living Spaces
Master’s Bedroom with luxurious walk-in closet and en-suite bathroom
Two additional Bedrooms with shared bathroom
Maid’s Room with private bathroom
Beautiful Interiors & Functional Spaces
Spacious living room designed for family gatherings
Modern kitchen and dining area for convenience and entertaining
Stylish powder room for guests
Dedicated service area
2-Car Garage and welcoming front porch
Every corner is thoughtfully designed to maximize natural light, improve airflow, and enhance daily living.
� Flexible Payment Options
10% Spot Down Payment
20% Spread Over 36 Months
70% Balance Upon Turnover (via cash or bank financing)
Reservation Fee: ₱500,000
Take advantage of this rare opportunity to secure a premium city home with flexible terms.
Why Choose Arcenas Highlands
Prime Banawa Address: Peaceful hillside community with easy access to Cebu City
Modern Architecture & High-Quality Build: Durable construction with elegant design
Strong Investment Potential: Limited units with high appreciation value—perfect for end-users and investors
Schedule a Private Viewing Today
Secure your dream modern hillside home in Cebu City’s exclusive Arcenas Highlands Residences. Contact us to arrange a tour or request more details:
Mobile | Viber: View Phone
� WhatsApp: https://wa.me/ View Phone
Disclaimer: All property details, pricing, availability, and USD conversions are approximate and may change without prior notice. Measurements are based on developer-provided specifications.
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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