4 Bedroom House for sale in Tolotolo, Cebu, Consolacion, Cebu
Cebu, Philippines
Guide Price
$116,885
6,603,984 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
2
Description
Velmiro Heights Consolacion – Your Ideal Modern Hillside Home in Northern Cebu
Discover Velmiro Heights Consolacion, a premier pre‑selling residential subdivision located in Tolo‑tolo, Consolacion, Cebu — designed for families, OFWs and long‑term investors seeking elevated living with scenic views and urban accessibility. Nestled on gently rolling terrain with breathtaking views of the Cebu coast, this master‑planned community blends modern architecture with generous open spaces and quality community amenities. �
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This development spans over 5 hectares (Phase 1) and
features 156 house‑and‑lot units with lot sizes ranging from 80 to 196 sqm, thoughtfully crafted to maximize space and capture panoramic scenery. The homes showcase contemporary design with functional layouts, quality finishes, and comfortable interiors ideal for growing families or future homeowners. �
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Community
Features &
Amenities:
✔ Gated entrance with 24‑hour security
✔ Club Mira community clubhouse with lounge and function rooms
✔ Adult & kiddie swimming pools
✔ Basketball court, fitness gym, and kids’ playground
✔ Landscaped parks, tree‑lined streets, and open spaces
✔ Perimeter fencing, wide paved roads, and pedestrian walkways
✔ Elevated water tank, rainwater catchment systems, and property management services �
Cebu Best Estate
Strategic
Location &
Accessibility:
Conveniently located just minutes from major establishments and daily conveniences, Velmiro Heights is near shopping, schools, churches and healthcare facilities, yet provides a tranquil environment away from urban noise.
Whether you’re looking for a peaceful community with refreshing hillside breezes, a secure neighborhood with lifestyle‑driven amenities, or a smart investment in growing Northern Cebu, Velmiro Heights Consolacion offers a perfect balance of comfort, convenience, and long‑term value. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Gildin Pagdato
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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