27 Bedroom House for sale in Santiago, Cebu, San Francisco, Cebu
Cebu, Philippines
Guide Price
$867,257
49,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
27
BATHROOMS
27
Description
� BEACH HOUSE FOR SALE – SANTIAGO WHITE BEACH, CAMOTES ISLAND, CEBU
Direct White Sand Beachfront Home | Prime Island Investment | 27 Bedrooms
Location: Santiago White Beach, San Francisco, Camotes Island, Cebu, Philippines
� Own a Rare White Sand Beachfront Estate in Camotes Island
Wake up to the sound of the waves and step directly onto powdery white sand from your own beachfront property.
Located in the heart of Santiago White Beach — one of Camotes Island’s most visited and sought-after coastal destinations — this expansive beach house offers unmatched lifestyle appeal and exceptional investment potential.
Whether you envision a private island retreat, a luxury family compound, a vacation rental property, or a boutique beach residence, this property offers flexibility, exclusivity, and long-term appreciation.
� Property
Specifications
Lot Area: 7,513 sq ft (698 sqm)
Floor Area: 8,181 sq ft (760 sqm)
27 Bedrooms
27 Bathrooms
Direct White Sand Beach Access
Prime Beachfront
Location
Strong Rental & Tourism Potential
This large beachfront residence provides ample space for multi-generational living, private gatherings, or income-generating vacation stays.
� Why Santiago White Beach?
Santiago White Beach is known for:
✔ Fine white sand shoreline
✔ Clear turquoise waters
✔ High tourist foot traffic
✔ Established restaurants & beach resorts
✔ Growing tourism infrastructure
Beachfront properties in this area are limited and continue to appreciate as Camotes Island’s popularity increases.
Investment
Overview
Asking Price: ₱49,000,000 PHP
Approx. $875,000 USD
(Conversion estimate at ₱56 = $1)
Prime titled beachfront land with substantial improvements in one of Cebu’s top island destinations.
Why This Beach House is a Smart Investment
Direct white sand beachfront
Located in a high-demand tourist destination
Ideal for private residence or vacation rental income
Large landholding in a premium coastal area
Strong capital appreciation potential
Rare opportunity in Camotes Island
Beachfront real estate in Cebu remains one of the most resilient and appreciating asset classes in the Philippines.
� Schedule a Private Viewing
Serious buyers only.
Mobile | Viber: View Phone
� WhatsApp: https://wa.me/ View Phone
Detailed information and property documents available upon request.
Disclaimer
Price, availability, and
property details are subject to change without prior notice. Floor areas and lot measurements are approximate and for marketing purposes only. USD conversion is provided as reference and may vary depending on exchange rates.
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Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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