3 Bedroom House for sale in Luz, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$993,728
56,145,640 PHP
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
4
Description
๐๐ฒ๐ ๐๐ผ๐๐ฟ ๐ผ๐๐ป ๐ฑ๐ฟ๐ฒ๐ฎ๏ฟฝ ๐ต๐ผ๐๐๐ฒ ๐ถ๐ป ๐๐ต๐ถ๐ ๐ฎ๏ฟฝ๐ฎ๐๐ถ๐ป๐ด ๐ฎ๐ป๐ฑ ๐ฒ๐ ๐ฐ๐น๐๐๐ถ๐๐ฒ ๐ฟ๐ฒ๐๐ถ๐ฑ๐ฒ๐ป๐ฐ๐ฒ ๐๐ถ๐๐ต ๐ฎ๐ป ๐ถ๐ป๐ณ๐ถ๐ป๐ถ๐๐ ๐ฝ๐ผ๐ผ๐น ๐ผ๐๐ฒ๐ฟ๐น๐ผ๐ผ๐ธ๐ถ๐ป๐ด ๐๐ฒ๐ฏ๐ ๐๐ถ๐๐, ๐๐ต๐ฒ ๐ป๐ฒ๐ ๐๐๐๐๐ซ ๐ฏ๐ฟ๐ถ๐ฑ๐ด๐ฒ, ๐ง๐ฎ๐น๐ถ๐๐ฎ๐ ๐๐ถ๐๐ ๐๐ฝ ๐๐ผ ๐ ๐ฎ๐ฐ๐๐ฎ๐ป ๐ฐ๐ต๐ฎ๐ป๐ป๐ฒ๐น.
Reservation fee is 500k.โโ
Project Name: Monterrazas Prime
Location: Monterrazas de Cebu, Guadalupe, Cebu City
๐๐ข๐จ๐ฆ๐ ๐๐๐ง๐๐๐๐ฆ
3 Level Single Detached house
3 Bedrooms
4 Toilet and Bath
5 Car Garage
Option: Infinity Pool
Maids & Drivers Quarters
Utilities
Dirty Kitchen
Laundry Area
Multi Purpose Area
Lot Area: 251 sq.m
Floor Area: 468 sq.m
๐ฆ๐๐ ๐ฃ๐๐ ๐๐ข๐ ๐ฃ๐จ๐ง๐๐ง๐๐ข๐ก
Total
Selling Price (TSP): Php56,145,640.00
Reservation Fee (RF): Php500,000.00
Downpayment: Php2,276,679.00 on 1st month
-250,000/month on 1st to 11th month
Downpayment: Php2,776,000.00 on 12th month
-375,000/month on 13th to 22nd month
-475,000/month on 23rd to 32nd month
-579,900/month on 33rd to 41st month
60% Lumpsum
NOTE: Prices Subject to Change without Prior Notice.
๐ฃ๐๐ฌ๐ ๐๐ก๐ง ๐ง๐๐ฅ๐ ๐ฆ
Spot Cash TCP with 3% Discount
50% Downpayment, balance spread 41 months
20% Downpayment, balance spread 41 months
10% Downpayment, 30% Spread 40 months & 60% Lumpsum
10% Downpayment Split. Step up 40 months & 60% Lumpsum
๐๐๐๐ง๐จ๐ฅ๐๐ฆ, ๐๐๐๐๐๐๐ง๐๐๐ฆ & ๐๐ ๐๐ก๐๐ง๐๐๐ฆ
Resort type clubhouses at The Peaks
Multi-sport courts
Trails for walking or jogging
Clustered communities
Scenic view deck
Playgrounds and pocket parks
Leisure areas
Village administration
town centers
Cluster gates and guardhouses
Commercial areas
The fully concreted road network
Electrical distribution system
Centralized water distribution network
Integrated drainage system
Telecommunication and cable TV network
Professionally managed maintenance
24-hour security services
Minimal ecological disturbance
Nature protection provisions
๐ ๐ผ๐ป๐๐ฒ๐ฟ๐ฟ๐ฎ๐๐ฎ๐ ๐ฃ๐ฟ๐ถ๏ฟฝ๐ฒ is a residential development located in Cebu City, Philippines.
It is situated in the mountains, providing a unique blend of city living and natural beauty. The development is a short distance from Cebu's urban center, allowing residents to easily access the city while also enjoying the peaceful surroundings of the mountain location.
The views from Monterrazas Prime are breathtaking, with a combination of natural greenery, calming waters, and clear blue skies, as well as the sparkling city lights at night.
P0150MPHL
For Inquiries:
๐ ๐ฎ๐ฑ๐ผ๐ป๐ป๐ฎ ๐๐ฟ๐ฎ๐ฐ๐ฒ ๐ฆ. ๐๐ฎ๐ฑ๐ถ๐ฎ
PRC Reso. S. 2022,
DHSUD -A-05/22-7129
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) โ available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) โ requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesโKey Fact
English is an official language and widely spoken โ making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadโPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ยทTransfer tax: 0.5-0.75%
- ยทDocumentary stamp: 1.5%
- ยทCapital gains tax: 6% (seller, but often negotiated)
- ยทRegistration: ~0.25%
- ยทNotary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
โฑ5,000-15,000/yr
HOA / Condo Fees
โฑ3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney โ not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer โ yours.
Contact Agent
Home and Investment Partners
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules โ the complete pre-move checklist.
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