12 Bedroom House for sale in Santiago, Cebu, San Francisco, Cebu
Cebu, Philippines
Guide Price
$1,769,912
100,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
12
BATHROOMS
11
Description
TTITLED LUXURY OCEANFRONT RESORT
ARE YOU LOOKING FOR A DREAM HOME AND A BUSINESS AT ONCE?
Your dream can become a reality with this resort — a fully furnished and operational property set near the pristine shores of White Sand Beach on Camotes Island, Cebu.
Surrounded by the island’s natural beauty, this oceanfront retreat offers a perfect blend of comfort and relaxation. More than just a place to stay, it’s a peaceful escape for those who value serenity, simplicity, and the charm of island living.
Resort
Highlights:
Fully Furnished Luxury: Each space in the resort is elegantly furnished, ready to welcome guests or offer a sumptuous dining experience in our acclaimed restaurant and bar.
Versatile Ownership: Not just a retreat, this resort offers the flexibility to serve as a private residence, a family vacation home, or an exclusive guest retreat — a true blend of lifestyle and comfort.
Resort
Facilities:
Five buildings
An infinity pool with panoramic ocean views
Children’s pool and sea-view jacuzzi
Main building:
A welcoming reception
Six spacious, air-conditioned guest rooms
A seaview restaurant and cocktail bar
A luxurious private apartment on the upper floor
Two charming bungalows with garden views
Professionally equipped kitchen area
Two-story staff house with four rooms.
Accommodations &
Amenities:
Guest Rooms: Each of the six air-conditioned rooms accommodates three guests and is equipped with modern
amenities like a flatscreen TV, and a spacious bathroom with hot and cold shower facilities.
Owner’s Apartment: The expansive first-floor apartment, featuring a kitchen and terrace, offers a seaview living experience, perfect for the owner or special guests.
Family Bungalows: Two charming bungalows, ideal for families, include large air-conditioned rooms, private bathrooms, and terraces with serene garden views.
Culinary Delight: A professionally equipped kitchen serves the resort's restaurant, supplemented by well-maintained separate
facilities for guests.
Infinity Pool and Jacuzzi: The resort
features an infinity pool that blends seamlessly with the ocean horizon, accompanied by a soothing jacuzzi—both set on a spacious deck surrounded by tropical greenery and ocean views.
Relaxation & Views: A native cottage near the pool allows guests to immerse themselves in the sound of waves and witness a breathtaking sunset view.
Additional
Facilities:
A two-story staff house with four rooms and a 40 KW generator ensures smooth and reliable resort operations.
NEW: Rent to Own Option – Your Pathway to Luxury Ownership
Initial Investment: Only 30% of the Full Price (30 Million Pesos or Approx. $514,000)
Balance Payment: Conveniently spread over 5 years with a 10% annual interest
Full Ownership and Management Control: Step into the role of a resort owner with a manageable initial investment.
Why Rent to Own?
There are many benefits to renting to own a Resort & Spa. Here are just a few:
Lower upfront costs: With a rent-t
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Inmar Advertising & Marketing
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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