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44 Bedroom House for sale in Banilad, Cebu, Cebu City, Cebu

Cebu, Philippines

Guide Price

$1,061,947

60,000,000 PHP

PROPERTY TYPE

house

BEDROOMS

44

BATHROOMS

4

44 Bedroom House for sale in Banilad, Cebu, Cebu City, Cebu - Photo 2
44 Bedroom House for sale in Banilad, Cebu, Cebu City, Cebu - Photo 3
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Description

Nestled in a prestigious gated subdivision in Banilad, this two-story contemporary home offers the perfect blend of modern elegance and comfort. With 24/7 security, roving guards, and CCTV, you can enjoy peace of mind in a secure and well-maintained community. Spanning 510 square meters, this fully furnished home is designed with high-end, custom-fitted furniture that enhances its sophisticated interiors. The open-plan living and dining area creates a seamless flow, complemented by a fitted kitchen that is both stylish and functional. A guest bedroom with an en-suite and a dedicated office room are conveniently located on the ground floor, offering flexibility for both work and relaxation.

Upstairs, the home

features three spacious bedrooms, each with its own en-suite bathroom, ensuring privacy and comfort for the whole family. A large balcony on the second floor provides a perfect space for entertaining guests or simply enjoying the fresh air. Outside, a private swimming pool and a sprawling garden offer a serene escape, ideal for relaxation and outdoor gatherings. Additionally, a separate service/utility area with an en-suite and kitchen provides added convenience for household staff or extra storage.

Completing this stunning home is a two-car garage, ensuring secure parking for your vehicles. Available for sale or rent, with select furniture to be removed, this property presents a rare opportunity to live in one of Banilad’s most sought-after communities. Don’t miss the chance to experience luxury, security, and comfort all in one home—schedule a viewing today! Telephone number: View Phone

Location

Open in Google Maps

Living in Cebu

Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.

Visa

SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.

Learn more: The Complete Guide to Moving to the Philippines

Key Fact

English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.

Learn more: The Cheapest Cities to Live Abroad
See all Philippines listings

Philippines at a glance

How Philippines scores for American expats

💰Cost of Living
Affordable
🛡️Safety
Use caution
🗣️English Spoken
Widely
🏥Healthcare
Basic
🌬️Air Quality
Poor
📶Internet
Slow
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in Philippines

Estimated fees and ongoing costs for this property

Closing Costs

5-8% of purchase price

  • ·Transfer tax: 0.5-0.75%
  • ·Documentary stamp: 1.5%
  • ·Capital gains tax: 6% (seller, but often negotiated)
  • ·Registration: ~0.25%
  • ·Notary: ~0.5%

Annual Costs

Property Tax

1-2% of assessed value (varies by city)

Insurance

₱5,000-15,000/yr

HOA / Condo Fees

₱3,000-10,000/mo for condos

Good to Know

Agent Fees

Seller pays (3-5%)

Foreign Buyer Note

Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.

Legal help in Philippines

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in Philippines?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

1st Cebu Homes Property Management & Realty Corp.

Next steps for moving to Philippines

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

DotProperty.com.ph

Portal listings

Currency

PHP