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2 Bedroom House for sale in Union, Cebu, San Francisco, Cebu

Cebu, Philippines

Guide Price

$353,982

20,000,000 PHP

PROPERTY TYPE

house

BEDROOMS

2

BATHROOMS

1

2 Bedroom House for sale in Union, Cebu, San Francisco, Cebu - Photo 2
2 Bedroom House for sale in Union, Cebu, San Francisco, Cebu - Photo 3
1/30

Description

This two-story beach house sits on a 1,171 sqm lot with a 115 sqm floor area, offering direct main road access and stunning views of the sea, garden, and sunset.

On the ground floor, the house

features two air-conditioned bedrooms, a shared toilet and bath, and an open layout that combines the living room, dining area, and kitchen. A terrace with an ocean view makes the perfect spot to relax throughout the day. Upstairs, a wide-open space with a balcony overlooking the sea and garden gives you the freedom to customize the area to your liking. The home is sold with sofa, dining table and chairs, and beds, so the new owner can move in right away.

The property also includes a garage that can accommodate one vehicle and two scooters, with an additional small room for storage.

The land is beautifully landscaped, planted with dragon fruit, mango, and palm trees, along with a variety of tropical flowers. Down by the rocky beach, there’s a natural seating area with stone chairs under the shade of large trees—a wonderful place to unwind. With a bit of additional landscaping, this beach area could be transformed into a truly stunning shoreline retreat.

Key

Features:

• Lot Area: 1,171 sqm |

Floor Area: 115 sqm

• 2 Air-conditioned Bedrooms | Shared Toilet & Bath

• Open-Concept Living, Dining & Kitchen Area

• Terrace with Ocean View

• Landscaped Garden with Dragon Fruit, Mango & Palm Trees

• Stone Seating Area Under the Trees

• Garage for 1 Car & 2 Scooters with Small Storage Room

• Flexible Second-Floor Space

• Direct Main Road Access

• Rocky Beach Area Ready for Landscaping Telephone number: View Phone

Location

Open in Google Maps

Living in Cebu

Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.

Visa

SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.

Learn more: The Complete Guide to Moving to the Philippines

Key Fact

English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.

Learn more: The Cheapest Cities to Live Abroad
See all Philippines listings

Philippines at a glance

How Philippines scores for American expats

💰Cost of Living
Affordable
🛡️Safety
Use caution
🗣️English Spoken
Widely
🏥Healthcare
Basic
🌬️Air Quality
Poor
📶Internet
Slow
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in Philippines

Estimated fees and ongoing costs for this property

Closing Costs

5-8% of purchase price

  • ·Transfer tax: 0.5-0.75%
  • ·Documentary stamp: 1.5%
  • ·Capital gains tax: 6% (seller, but often negotiated)
  • ·Registration: ~0.25%
  • ·Notary: ~0.5%

Annual Costs

Property Tax

1-2% of assessed value (varies by city)

Insurance

₱5,000-15,000/yr

HOA / Condo Fees

₱3,000-10,000/mo for condos

Good to Know

Agent Fees

Seller pays (3-5%)

Foreign Buyer Note

Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.

Legal help in Philippines

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in Philippines?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

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Next steps for moving to Philippines

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

DotProperty.com.ph

Portal listings

Currency

PHP