12 Bedroom House for sale in Santiago, Cebu, San Francisco, Cebu
Cebu, Philippines
Guide Price
$1,769,912
100,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
12
BATHROOMS
12
Description
ļæ½ Luxurious Beachfront Estate for Sale ā Camotes Island, Cebu ļæ½
Own a Private Tropical Paradise with Panoramic Sea Views
Step into your dream seaside escape on Camotes Island, Cebu, where tranquility, luxury, and island charm meet. This titled beachfront property offers the perfect combination of private villas, guest accommodations, and resort-style amenities, ideal for personal enjoyment, vacation rental, or boutique resort development.
Location: San Francisco, Camotes Island, Cebu, Philippines
ļæ½ Lot Area: 5,135 sqm (ā 55,250 sq. ft.)
Total
Floor Area: 1,851 sqm (ā 19,925 sq. ft.)
Price: ā±100,000,000 (~$1.75 Million USD)*
ļæ½ Status: Titled Property
ļæ½ Property
Features
2 Private Villas + 6 Guest Suites ā Perfect for family, friends, or income-generating rentals
ļæ½āā Swimming Pool ā Panoramic sea views for relaxation and leisure
ļæ½ Gazebos & Lounge Areas ā Ideal for gatherings, alfresco dining, or sunset viewing
ļæ½ Restaurant & Bar Area ā Fully equipped with ample parking
ļæ½ Developed Beachfront ā Safe and accessible for swimming, snorkeling, and fishing
ā” Backup Generator & Reliable Water Supply ā Hassle-free tropical living
ļæ½ Concrete Access Road ā Direct connection from main highway
ļæ½āļæ½ Separate Staff Quarters ā Convenient and private for household support
ļæ½ Lifestyle & Investment Potential
Ultimate Island Living ā Wake up to turquoise waters and gentle waves every day
Private & Secure ā Exclusive estate for family, friends, or premium guests
High Rental & Resort Potential ā Camotes Island is a fast-growing tourist hotspot, perfect for boutique vacation rentals or eco-resort projects
Titled Property with Developed
Amenities ā Immediate peace of mind for ownership and investment
Serene
Location with
Accessibility ā Combines privacy with convenience from Cebu City
Whether you are seeking a private tropical retreat or a high-value investment property, this beachfront estate delivers luxury, privacy, and long-term appreciation.
ļæ½ Contact & Viewing
Secure your piece of Camotes Island paradise today:
Mobile | Viber: View Phone
ļæ½ WhatsApp: https://wa.me/ View Phone
Disclaimer
All property information, pricing, and availability are subject to change without prior notice. USD conversion is approximate based on current exchange rates. Buyers are encouraged to verify all details before purchase.
Camotes Island Beach House ā¢ Luxury Beachfront Estate Cebu ā¢ Private Villas for Sale Cebu ā¢ Tropical Island Retreat Philippines ā¢ Investment Property Camotes Island ā¢ Vacation Rental Estate Cebu ā¢ Seaside Property with Pool ā¢ Exclusive Resort Development Cebu ā¢ Panoramic Ocean View Property
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) ā available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) ā requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesāKey Fact
English is an official language and widely spoken ā making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadāPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- Ā·Transfer tax: 0.5-0.75%
- Ā·Documentary stamp: 1.5%
- Ā·Capital gains tax: 6% (seller, but often negotiated)
- Ā·Registration: ~0.25%
- Ā·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
ā±5,000-15,000/yr
HOA / Condo Fees
ā±3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney ā not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer ā yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules ā the complete pre-move checklist.
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