5 Bedroom House for sale in Pajac, Cebu, Lapu-Lapu, Cebu
Cebu, Philippines
Guide Price
$265,487
15,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
5
BATHROOMS
4
Description
Elegant 2-Storey Corner Lot Home for Sale in Pacific Villa 1, Pajac, Lapu-Lapu City!
Location: Pacific Villa 1, Pajac, Lapu-Lapu City, Cebu
Lot Area: 243 sqm
Floor Area: 300 sqm (more or less)
Parking: 1-Car Garage
Landscaped Garden with Grotto
Selling price: PhP15,000,000.00 net of taxes
Looking for a spacious, well-designed home in an exclusive, peaceful community?
This beautifully maintained 2-storey corner lot home in Pacific Villa offers a blend of luxury, comfort, and prime location, making it an excellent investment for families and professionals alike. Located in one of Lapu-Lapu City’s most sought-after subdivisions, this home boasts wide living spaces, high-end features, and easy access to key destinations—all within a secure and well-developed neighborhood.
Ready for a new look? The house is in excellent condition and only needs a fresh coat of paint according to your preferred color!
Property
Features and details
Ground Floor:
Spacious Living Area – Perfect for relaxation and family gatherings
Wine Bar – Entertain guests in style with a dedicated wine space
Guest Room with Toilet and Bath – Convenient and comfortable for visitors
Study Room or can be used as Music Room or Maid’s Room – A flexible space for work, hobbies, or household staff
Dining Area – A warm and inviting space for shared meals
Kitchen and Pantry – Functional and well-designed for efficient cooking
Powder Room – Additional convenience for guests
Second Floor:
3 Bedrooms – Each with its toilet and bath for privacy and comfort
Master’s Bedroom – Your private retreat featuring:
Exclusive Balcony with peaceful outdoor views
Luxurious Toilet, Shower, and Jacuzzi – Experience spa-like relaxation at home
Family Area – A cozy space for bonding moments
Common Balcony – Overlooking the serene neighborhood
Outdoor
Features:
Corner Lot Advantage – More space, better ventilation, and added privacy
Landscaped Garden with Grotto – A peaceful space for relaxation and meditation
1-Car Parking Garage – Secure and convenient
Pacific Villa – A Secure & Exclusive Community
Enjoy quality living in a well-maintained, family-friendly subdivision that offers top-notch
amenities for an enhanced lifestyle:
Basketball Court – Stay active and enjoy sports with family and friends
Swimming Pool – Relax and cool off in a resort-style pool
Parks and Playgrounds – A safe and fun environment for kids and families
Clubhouse – Perfect for hosting events and social gatherings
24/7 Security – Gated community with round-the-clock security
Prime
Location – Everything Within Reach!
This property is strategically located near major establishments, making travel and daily living easy and convenient.
Mactan-Cebu International Airport – 15 minutes away
World-Class Beaches and Resorts (Shangri-La, JPark, Plantation Bay) – 15-20 minutes away
Shopping Malls and Supermarkets:
· SM City Cebu – 20 minutes
· Ayala Center Cebu – 20 minutes
· SM Seaside – 25-30
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Fareast Habitat and Settlements. Inc.
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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