4 Bedroom House for sale in Luyang, Cebu, Carmen, Cebu
Cebu, Philippines
Guide Price
$1,592,920
90,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
6
Description
For Sale: Luxury Beachfront Estate – Carmen, Cebu
Step into your very own beachfront paradise in Carmen, Cebu — where timeless elegance meets the calming rhythm of the ocean. This fully furnished luxury estate offers expansive living spaces, a resort-style swimming pool, and panoramic sea views. With nearly 3,000 sqm of prime coastal land, it is the ideal private sanctuary or high-value investment.
Property
Overview
Location: Carmen, Cebu, Philippines
� Lot Area: 2,173 sqm (~23,388 sq ft) – Actual surveyed size: nearly 3,000 sqm
Floor Area: 565 sqm (6,081 sq ft)
Price: ₱90,000,000 ($1.6M USD)
Estate
Features
4 Luxurious Bedrooms – Each with an en-suite bathroom, built-in closet, and premium finishes
Maid’s & Driver’s Quarters – With separate
facilities for convenience and privacy
2 Fully Equipped Kitchens & Storage Room – Perfect for grand entertaining
Furnished to the Finest Detail – Includes linens, towels, and high-quality appliances
Expansive Living & Dining Areas – Air-conditioned with inverter units for comfort and efficiency
Private Swimming Pool & Jacuzzi – Resort-style relaxation in your own home
4-Car Covered Garage – Plus extra parking for up to 20 vehicles
Landscaped Roof Deck & View Deck – Designed for breathtaking sunsets and ocean panoramas
Hot & Cold Showers in all bathrooms
Poolside Shower & Toilet – Perfect for after-swim convenience
Inverter Aircon Units in All Bedrooms – Energy-efficient cooling (except staff quarters)
Why This Property is Exceptional
Rare beachfront ownership opportunity in Cebu
Move-in ready – fully furnished with luxury details
Perfect for personal retreat, vacation home, or rental investment
Contact us today to arrange your exclusive viewing and experience the elegance of this rare beachfront gem.
Disclaimer: USD conversion is approximate and subject to exchange rate changes. All prices, availability, and
property details are subject to change without prior notice. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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